Edinburg cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexEdinburgTexasNational
Cost of living index7491100
IndexEdinburgTexasNational
Goods & Services index7697100
Groceries index7990100
Health care index8196100
Housing index6281100
Transportation index8695100
Utilities index7994100
A general summary of the cost of living index in Edinburg, TX is shown above. Compared to the state average of Texas the cost of living index in Edinburg, TX is 74, which is 19% lower than the average in Texas and compared to the national average it is 26% lower than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Edinburg, TX goods and services come in at 22% lower than the average in Texas and are 24% lower than compared to the nationwide average.

Did you know?

  • The cost of living in Edinburg is 19% lower than the Texas average.
  • The cost of living in Edinburg is 26% lower than the national average.
  • The cost of housing in Edinburg is 38% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare Edinburg, TX Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Edinburg, TX to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Edinburg, TX, then you would need to earn more income in order to maintain the same standard of living. To use the Edinburg, TX salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$61,090$5,091$1,425$1,833
Renters$28,186$2,349$658$846
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Edinburg, TX, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Edinburg, TX has a median income of about $61,090 for people who own homes. Based on that number, a person should spend a maximum of $1,425 on expenses related to housing. Renters have a slightly different median income, which is $28,186. Based on this average, renters should spend no more than $658 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%
The Texas sales tax and Texas income tax rates should definitely be considered when determining the overall cost of living in Edinburg, TX. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Texas sales tax is 6.25% and the maximum surtax is 8.25%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Texas income tax rates range from 0% to 0%.

Goods & Services

ItemEdinburgNational avg.Difference
Haircut $10.00$14.5931.5%
Beauty Salon $23.33$34.6832.7%
Toothpaste $1.54$2.4737.7%
Shampoo $0.75$1.0226.6%
Movie $10.00$9.871.3%
Bowling $4.25$4.393.2%

Groceries

ItemEdinburgNational avg.Difference
Ground Beef $3.77$4.4815.8%
Fried Chicken $1.18$1.4619.4%
Milk $2.21$2.366.2%
Potatoes $2.58$3.0615.7%
Pizza $8.00$9.2413.4%
Beer $6.73$8.6322.0%

Health Care

ItemEdinburgNational avg.Difference
Optometrist $60.00$99.7839.9%
Doctor $68.75$105.0334.5%
Dentist $66.00$88.7025.6%
Ibuprofen $7.97$9.4115.3%
Lipitor $329.99$298.5010.6%

Housing

ItemEdinburgNational avg.Difference
Home Price $100,900.00$175,700.0042.6%
Avg. Mortgage Payment $776.23$1,081.0328.2%
Apartment Rent $682.00$920.0025.9%

Transportation

ItemEdinburgNational avg.Difference
Gasoline $1.70$2.0918.8%
Tire Balancing $44.33$45.292.1%

Utilities

ItemEdinburgNational avg.Difference
All Electricity$153.09$170.8010.4%
Phone $17.99$28.2636.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
La Esperanza, TX1793-7%
Tierra Dorada, TX878-22%
Campo Verde, TX15295-5%
La Chuparosa, TX095-5%
Evergreen, TX093-7%
Edinburg, TX79,00274-26%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Lake Forest, CA78,94015454%
Gary, IN79,16589-11%
Kendall, FL78,58012121%
Napa, CA78,51114545%
New Rochelle, NY78,47616464%
Edinburg, TX79,00274-26%
Source: The Edinburg, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.