Devine cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexDevineTexasNational
Cost of living index8590100
IndexDevineTexasNational
Goods & Services index9494100
Groceries index8189100
Health care index9295100
Housing index7481100
Transportation index8893100
Utilities index8895100
An overview of the general cost of living index for Devine, TX is displayed above for your reference. Residents in Devine, TX enjoy a cost of living index of 85. This index is 5% lower than the Texas average, and 15% lower than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Devine, TX, the average cost of goods and services is 1% lower than it is in Texas, and it is 7% lower than the national average.

Did you know?

  • The cost of living in Devine is 5% lower than the Texas average.
  • The cost of living in Devine is 15% lower than the national average.
  • The cost of housing in Devine is 26% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare Devine, TX Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Devine, TX to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Devine, TX, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Devine, TX salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$72,520$6,043$1,692$2,176
Renters$27,514$2,293$642$826
How much of your monthly income goes to housing can tell you whether or not you can afford housing in Devine, TX, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Devine, TX homeowners have a median income of $72,520. Using that number, you will come up with a maximum of $1,692 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $27,514, which means there is a maximum of $642 to be spent on the costs of renting a home or apartment.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%
The Texas sales tax and Texas income tax rates should definitely be considered when determining the overall cost of living in Devine, TX. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Texas sales tax is 6.25% and the maximum surtax is 8.25%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Texas income tax rates range from 0% to 0%.

Goods & Services

ItemDevineNational avg.Difference
Haircut $15.20$15.562.4%
Beauty Salon $29.73$36.1117.7%
Toothpaste $2.83$2.4714.6%
Shampoo $0.75$0.9622.3%
Movie $10.02$10.131.1%
Bowling $6.46$4.7436.4%

Groceries

ItemDevineNational avg.Difference
Ground Beef $3.09$3.9822.5%
Fried Chicken $1.28$1.419.3%
Milk $1.71$2.0617.3%
Potatoes $2.56$2.9814.2%
Pizza $9.76$9.473.0%
Beer $8.31$8.795.5%

Health Care

ItemDevineNational avg.Difference
Optometrist $88.78$101.0412.1%
Doctor $99.78$107.447.1%
Dentist $79.08$90.4212.5%
Ibuprofen $7.97$9.2814.1%
Lipitor $430.52$426.500.9%

Housing

ItemDevineNational avg.Difference
Home Price $118,400.00$175,700.0032.6%
Avg. Mortgage Payment $808.44$1,133.2328.7%
Apartment Rent $819.00$920.0011.0%

Transportation

ItemDevineNational avg.Difference
Gasoline $1.84$1.997.4%
Tire Balancing $36.22$45.7620.8%

Utilities

ItemDevineNational avg.Difference
All Electricity$131.56$163.8119.7%
Phone $28.00$28.391.4%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Moore, TX38068-32%
Macdona, TX35375-25%
Von Ormy, TX1,03176-24%
Natalia, TX1,38376-24%
LaCoste, TX1,13577-23%
Devine, TX4,47185-15%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Clearwater, SC4,47087-13%
Adamsville, AL4,47283-17%
Valdese, NC4,46890-10%
Benton Heights, MI4,46777-23%
Margaret, AL4,47590-10%
Devine, TX4,47185-15%
Source: The Devine, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.