Derby cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index9590100
Goods & Services index9899100
Groceries index9493100
Health care index9996100
Housing index8976100
Transportation index8789100
Utilities index11598100
The above illustration supplies generalized information for the Derby, KS cost of living index. Compared to other cities in Kansas and cities across the country, the cost of living index in Derby, KS is 95, which is 6% higher than the Kansas average and 5% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Derby, KS are 1% lower than the average for Kansas and 2% lower than the rest of the country.

Did you know?

  • The cost of living in Derby is 6% higher than the Kansas average.
  • The cost of living in Derby is 5% lower than the national average.
  • The cost of housing in Derby is 11% lower than the national average.
  • Kansas general sales tax is 21% higher than the national average.
  • Kansas state income tax is 21% higher than the national average.

Find Real Estate Listings In Derby


New Real Estate Listings In Derby

Compare Derby, KS Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Derby, KS would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Derby, KS, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Derby, KS salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Derby, KS as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Derby, KS homeowners, is $75,349. This would allow for a maximum of $1,758 per month to be spent on housing costs. For renters, the median monthly income is $49,565 which would result in a maximum of $1,156 to be spent on rental costs.

Kansas Sales Tax

StateGeneral Sales TaxWith Max Surtax

Kansas Income Tax

StateIncome Tax (Low)Income Tax (High)
The Kansas sales tax and Kansas income tax rates should definitely be considered when determining the overall cost of living in Derby, KS. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Kansas sales tax is 6.15% and the maximum surtax is 9.65%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Kansas income tax rates range from 2.7% to 4.6%.

Goods & Services

ItemDerbyNational avg.Difference
Haircut $14.60$14.590.0%
Beauty Salon $45.00$34.6829.8%
Toothpaste $2.04$2.4717.5%
Shampoo $1.47$1.0243.8%
Movie $9.10$9.877.8%
Bowling $4.29$4.392.3%


ItemDerbyNational avg.Difference
Ground Beef $4.52$4.481.0%
Fried Chicken $1.32$1.469.8%
Milk $2.14$2.369.2%
Potatoes $2.77$3.069.5%
Pizza $8.00$9.2413.4%
Beer $8.26$8.634.3%

Health Care

ItemDerbyNational avg.Difference
Optometrist $141.90$99.7842.2%
Doctor $106.20$105.031.1%
Dentist $78.40$88.7011.6%
Ibuprofen $8.51$9.419.6%
Lipitor $312.61$298.504.7%


ItemDerbyNational avg.Difference
Home Price $152,800.00$175,700.0013.0%
Avg. Mortgage Payment $789.04$1,081.0327.0%
Apartment Rent $875.00$920.004.9%


ItemDerbyNational avg.Difference
Gasoline $1.76$2.0915.9%
Tire Balancing $43.50$45.293.9%


ItemDerbyNational avg.Difference
All Electricity$168.52$170.801.3%
Phone $38.71$28.2637.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Oaklawn-Sunview, KS2,83879-21%
Udall, KS80384-16%
Belle Plaine, KS1,68084-16%
Douglass, KS2,08986-14%
Haysville, KS11,23589-11%
Derby, KS23,41995-5%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Morton Grove, IL23,42412323%
Griffin, GA23,42593-7%
Highland, IN23,4291022%
Chantilly, VA23,43113838%
Blue Island, IL23,45397-3%
Derby, KS23,41995-5%
Source: The Derby, KS cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.