Darien cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexDarienIllinoisNational
Cost of living index11799100
IndexDarienIllinoisNational
Goods & Services index9698100
Groceries index10699100
Health care index104101100
Housing index15599100
Transportation index10097100
Utilities index103101100
An overview of the general cost of living index for Darien, IL is displayed above for your reference. Residents in Darien, IL enjoy a cost of living index of 117. This index is 18% higher than the Illinois average, and 17% higher than the national average. The following categories are used when determining the cost of living index for any given city: health care (5%), transportation (9%), utilities (10%), groceries (13%), housing (30%), and goods/services (33%). Clearly, housing and goods/services make up the majority of the formula for calculating the cost of living index. Because of this, the general cost of living for any given area can be estimated by looking at the cost of everyday goods in that area. For those living in Darien, IL, the average cost of goods and services is 2% lower than it is in Illinois, and it is 4% lower than the national average.

Did you know?

  • The cost of living in Darien is 18% higher than the Illinois average.
  • The cost of living in Darien is 17% higher than the national average.
  • The cost of housing in Darien is 55% higher than the national average.
  • Illinois general sales tax is 23% higher than the national average.
  • Illinois state income tax is 69% higher than the national average.

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Compare Darien, IL Cost of living To Other Cities

Salary Calculator

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Using the salary calculator lets you compare the salary you earn in Darien, IL to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Darien, IL, you have to earn a higher income in order to still have the same standard of living. To operate the Darien, IL salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$85,164$7,097$1,987$2,555
Renters$45,172$3,764$1,054$1,355
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Darien, IL as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Darien, IL homeowners, is $85,164. This would allow for a maximum of $1,987 per month to be spent on housing costs. For renters, the median monthly income is $45,172 which would result in a maximum of $1,054 to be spent on rental costs.

Illinois Sales Tax

StateGeneral Sales TaxWith Max Surtax
Illinois6.25%9.75%

Illinois Income Tax

StateIncome Tax (Low)Income Tax (High)
Illinois3.75%3.75%
One thing to keep in mind when considering the cost of living in Darien, IL is the Illinois sales tax and Illinois income tax rates. Sales taxes are taxes that are collected on most goods or services sold. Sales taxes can vary by state and can be as high as 7% and as low as 0% as not every state imposes a sales tax. The Illinois sales tax rate is 6.25% and the maximum surtax that can be charged is 9.75%. Income tax is the tax imposed on income by both the federal and state government. The income tax rates varies by individual state and will also be higher or lower depending on the applicable tax bracket. The rates of state income tax can vary from 0% to more than 9%. The Illinois income tax rates range from 3.75% to 3.75%.

Goods & Services

ItemDarienNational avg.Difference
Haircut $15.50$14.596.2%
Beauty Salon $37.40$34.687.8%
Toothpaste $3.31$2.4733.8%
Shampoo $1.53$1.0249.7%
Movie $10.26$9.874.0%
Bowling $3.51$4.3920.1%

Groceries

ItemDarienNational avg.Difference
Ground Beef $4.21$4.486.0%
Fried Chicken $1.56$1.466.6%
Milk $2.65$2.3612.4%
Potatoes $2.78$3.069.2%
Pizza $8.86$9.244.1%
Beer $8.19$8.635.1%

Health Care

ItemDarienNational avg.Difference
Optometrist $111.13$99.7811.4%
Doctor $129.44$105.0323.2%
Dentist $82.38$88.707.1%
Ibuprofen $8.99$9.414.5%
Lipitor $298.47$298.500.0%

Housing

ItemDarienNational avg.Difference
Home Price $297,400.00$175,700.0069.3%
Avg. Mortgage Payment $1,023.97$1,081.035.3%
Apartment Rent $1,119.00$920.0021.6%

Transportation

ItemDarienNational avg.Difference
Gasoline $2.03$2.093.1%
Tire Balancing $49.67$45.299.7%

Utilities

ItemDarienNational avg.Difference
All Electricity$175.65$170.802.8%
Phone $29.20$28.263.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Hodgkins, IL2,18588-12%
Robbins, IL5,22191-9%
Hometown, IL4,35893-7%
Fairmont, IL2,38491-9%
Merrionette Park, IL1,74897-3%
Darien, IL22,25111717%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Hamtramck, MI22,25678-22%
Pascagoula, MS22,23988-12%
Oak Harbor, WA22,22011212%
Bloomingdale, IL22,20811818%
East Patchogue, NY22,20313636%
Darien, IL22,25111717%
Source: The Darien, IL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.