D+
15%
Overall NAT. AVG.
9%
Goods & Services NAT. AVG.
21%
Housing NAT. AVG.
Search Homes for Sale
Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Linda California National
Cost of living115140100
Goods & Services109111100
Groceries108112100
Health care113109100
Housing121196100
Transportation121126100
Utilities114127100

An Overview of Cost of Living in Linda, CA

Getting a feel for the cost of living in Linda is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Linda is 115, which is 15% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

Housing costs are a major factor in the Linda cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 21.5% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.

Is Linda Affordable?

Is Linda an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Linda, the median home price is 31.5% higher than what most folks pay across the country, and monthly rent prices are 1.9% lower than the usual rates. Income levels in Linda come in at $48,529, which is 12.3% lower than the national average.

What Factors can Influence the Cost of Living in Linda?

Healthcare: Healthcare costs and insurance premiums can undergo substantial fluctuations based on the city or state of residence. Elements such as the availability of healthcare facilities, out-of-pocket costs for medical consultations, dental expenses, prescription medication charges and specialized medical care fees all contribute to variations in the cost of living. In Linda, healthcare costs are 13.1% higher than the national average.

Housing: High demand for housing in desirable locations can drive up property prices and rental rates. This can be a primary contributor to a higher cost of living. While low demand for housing, especially in undesirable locations, can have the reverse effect and drive prices down, resulting in a lower cost of living. The housing index in Linda, is 21.5% higher than the national average.

Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In Linda, the transportation index is 20.8% higher than the national average.

Where is the Data From?

The Linda cost of living data displayed above is derived from the C2ER cost of living index to provide a useful and reasonably accurate measure of living cost differences in urban areas. Published on a quarterly basis, it compiles data from more than 300 independent researchers, encompassing over 60 goods and services. These items have been meticulously selected to represent various consumer expenditure categories, in 6 categories. Weightings assigned to cost differentials draw from government survey data tracking spending patterns among professional and executive households. While the C2ER index excludes data on sales or income tax rates, AreaVibes incorporates tax rates into the overall cost of living score for each region.

New Real Estate Listings in Linda Area
Search Homes for Sale in Linda, CA

Cost Of Living Quick Facts

  • The cost of living in Linda is 18% lower than the California average
  • The cost of living in Linda is 15% higher than the national average
  • Linda housing is 21% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 56% lower than the national average

Most Affordable Places to Live in and Around Linda

See all the best places to live around Linda

Compare Linda, CA Cost of Living

      vs
      How would you rate the cost of living in Linda?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Linda?
      Write a review to give others more information about this area.
      See all Linda poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$72,969$6,081$1,702$2,189
      Renters$32,644$2,720$762$979
      A good indicator of the general affordability of housing in Linda, CA, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Linda, the median monthly income is $72,969 for those who own their own homes. Under the standard rule, that income level would allow for $1,702 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $32,644, per the median income in the area. That would allow for renters to spend up to $762 on monthly rental expenses.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 12.3%

      Goods & Services

      Item Linda National avg. Difference
      Haircut $40.00$24.2664.9%
      Beauty Salon $60.53$45.5632.8%
      Toothpaste $3.67$3.701.0%
      Shampoo $1.44$1.2812.5%
      Movie $13.76$12.1313.4%
      Bowling $22.22$18.0023.5%

      Groceries

      Item Linda National avg. Difference
      Ground Beef $5.56$5.844.7%
      Fried Chicken $2.06$1.5731.0%
      Milk $4.93$4.675.5%
      Potatoes $4.69$4.935.0%
      Pizza $13.98$12.0915.7%
      Beer $10.49$10.410.8%

      Health Care

      Item Linda National avg. Difference
      Optometrist $153.50$125.6822.1%
      Doctor $201.43$135.7848.3%
      Dentist $115.72$113.292.1%
      Ibuprofen $11.03$10.653.5%
      Lipitor $380.45$468.6018.8%

      Housing

      Item Linda National avg. Difference
      Home Price $242,900.00$184,700.0031.5%
      Avg. Mortgage Payment $3,182.68$2,346.6935.6%
      Apartment Rent $931.00$949.001.9%

      Transportation

      Item Linda National avg. Difference
      Gasoline $4.51$3.4630.2%
      Tire Balancing $58.67$59.922.1%

      Utilities

      Item Linda National avg. Difference
      All Electricity $238.53$193.9923.0%
      Phone $190.81$192.250.7%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Honcut, CA17211211.6%
      Marysville, CA12,46711312.9%
      Olivehurst, CA15,14911616.1%
      Wheatland, CA3,63111918.6%
      Sutter, CA2,78912020.0%
      Linda, CA21,84211514.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Shelbyville, TN21,841909.7%
      Darien, IL21,84312323.3%
      Geneva, IL21,84312525.2%
      Rose Hill, VA21,84615151.1%
      Lexington, SC21,8471032.8%
      Linda, CA21,84211514.6%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.