Clute cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexCluteTexasNational
Cost of living index8391100
IndexCluteTexasNational
Goods & Services index9597100
Groceries index8390100
Health care index9996100
Housing index5981100
Transportation index9095100
Utilities index10294100
Here we can see a simple outline of the cost of living in Clute, TX. As you can see, with the average cost of living in Clute, TX being 83, that puts it 9% lower than the average of Texas and 17% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Clute, TX, the price of goods and services are 3% lower than the average of Texas as well as 6% lower than the nation's average.

Did you know?

  • The cost of living in Clute is 9% lower than the Texas average.
  • The cost of living in Clute is 17% lower than the national average.
  • The cost of housing in Clute is 41% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare Clute, TX Cost of living To Other Cities

Salary Calculator

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Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Use the salary calculator to compare your current salary in Clute, TX to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Clute, TX, then you would need to earn more income in order to maintain the same standard of living. To use the Clute, TX salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$69,864$5,822$1,630$2,096
Renters$35,156$2,930$820$1,055
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Clute, TX, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Clute, TX has a median income of about $69,864 for people who own homes. Based on that number, a person should spend a maximum of $1,630 on expenses related to housing. Renters have a slightly different median income, which is $35,156. Based on this average, renters should spend no more than $820 on all of their rental costs if they want to maintain a non-impoverished standard of living.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%
The Texas sales tax and Texas income tax rates should definitely be considered when determining the overall cost of living in Clute, TX. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Texas sales tax is 6.25% and the maximum surtax is 8.25%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Texas income tax rates range from 0% to 0%.

Goods & Services

ItemCluteNational avg.Difference
Haircut $13.00$14.5910.9%
Beauty Salon $26.00$34.6825.0%
Toothpaste $1.96$2.4720.8%
Shampoo $0.82$1.0219.8%
Movie $7.42$9.8724.8%
Bowling $3.58$4.3918.5%

Groceries

ItemCluteNational avg.Difference
Ground Beef $4.62$4.483.2%
Fried Chicken $1.13$1.4622.8%
Milk $1.82$2.3622.8%
Potatoes $2.60$3.0615.1%
Pizza $11.00$9.2419.0%
Beer $8.89$8.633.0%

Health Care

ItemCluteNational avg.Difference
Optometrist $102.80$99.783.0%
Doctor $97.50$105.037.2%
Dentist $89.57$88.701.0%
Ibuprofen $7.98$9.4115.2%
Lipitor $320.04$298.507.2%

Housing

ItemCluteNational avg.Difference
Home Price $85,000.00$175,700.0051.6%
Avg. Mortgage Payment $928.41$1,081.0314.1%
Apartment Rent $780.00$920.0015.2%

Transportation

ItemCluteNational avg.Difference
Gasoline $1.93$2.097.6%
Tire Balancing $38.00$45.2916.1%

Utilities

ItemCluteNational avg.Difference
All Electricity$147.80$170.8013.5%
Phone $34.95$28.2623.7%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Holiday Lakes, TX1,09375-25%
Freeport, TX12,10879-21%
Oyster Creek, TX1,03781-19%
Brazoria, TX3,03883-17%
Wild Peach Village, TX2,60883-17%
Clute, TX11,27783-17%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Forestville, MD11,2861088%
Rosaryville, MD11,26812727%
Cocoa Beach, FL11,28711414%
Annapolis Neck, MD11,26614848%
Yorktown, IN11,26589-11%
Clute, TX11,27783-17%
Source: The Clute, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.