Cleveland cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexClevelandTexasNational
Cost of living index7991100
IndexClevelandTexasNational
Goods & Services index9697100
Groceries index8590100
Health care index9996100
Housing index4881100
Transportation index8995100
Utilities index9494100
Displayed above is a general overview of the Cleveland, TX cost of living index. The overall cost of living index in Cleveland, TX is 79, which is 13% lower than the Texas average and 21% lower than the national average. The cost of living index is created from the following categories: goods/services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). As you can see, goods/services and housing make up the majority of the overall cost of living index. Everyday goods and services can be a good indicator of the general cost of goods in a given city. In this case, the goods and services in Cleveland, TX are 2% lower than the Texas average and 4% lower than the national average.

Did you know?

  • The cost of living in Cleveland is 13% lower than the Texas average.
  • The cost of living in Cleveland is 21% lower than the national average.
  • The cost of housing in Cleveland is 52% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Salary Calculator

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Groceries index
Health care index
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Use the salary calculator to compare your current salary in Cleveland, TX to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Cleveland, TX, then you would need to earn more income in order to maintain the same standard of living. To use the Cleveland, TX salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$42,470$3,539$991$1,274
Renters$22,396$1,866$523$672
One can approximate the cost of living and the housing affordability in Cleveland, TX by the percentage of a person’s income that he or she spends on the monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side and keep one’s head above the water, a consumer should never spend more than 28 percent of his or her gross income on housing-related expenses and costs and not more than 36 percent of income on all expenses and debts. Homeowners in Cleveland, TX have a median income of $42,470. Therefore, the amount that a consumer should spend on housing costs should be no more than $991 per month to avoid calamity and poverty. The renters in the city have an income of about $22,396, which would make their monthly maximum allowable rental costs $523.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax
Texas6.25%8.25%

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
Texas0%0%
When considering the overall cost of living expenses in Cleveland, TX, it's important to take into account the sales tax for Texas, as well as the rate for income tax in Texas. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for Texas is 8.25%, and the sales tax in the state of Texas is 6.25%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in Texas starts from 0% and goes up to 0%.

Goods & Services

ItemClevelandNational avg.Difference
Haircut $18.00$14.5923.3%
Beauty Salon $41.90$34.6820.8%
Toothpaste $1.86$2.4724.8%
Shampoo $0.87$1.0214.9%
Movie $9.50$9.873.7%
Bowling $3.95$4.3910.1%

Groceries

ItemClevelandNational avg.Difference
Ground Beef $4.79$4.487.0%
Fried Chicken $1.15$1.4621.5%
Milk $2.17$2.367.9%
Potatoes $2.23$3.0627.2%
Pizza $8.66$9.246.3%
Beer $8.61$8.630.3%

Health Care

ItemClevelandNational avg.Difference
Optometrist $96.00$99.783.8%
Doctor $96.33$105.038.3%
Dentist $91.60$88.703.3%
Ibuprofen $8.58$9.418.8%
Lipitor $308.38$298.503.3%

Housing

ItemClevelandNational avg.Difference
Home Price $64,700.00$175,700.0063.2%
Avg. Mortgage Payment $892.10$1,081.0317.5%
Apartment Rent $685.00$920.0025.5%

Transportation

ItemClevelandNational avg.Difference
Gasoline $1.88$2.0910.2%
Tire Balancing $38.79$45.2914.3%

Utilities

ItemClevelandNational avg.Difference
All Electricity$162.05$170.805.1%
Phone $26.00$28.268.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
North Cleveland, TX17774-26%
Patton Village, TX1,54177-23%
Shepherd, TX3,00680-20%
Splendora, TX1,56981-19%
Cut and Shoot, TX1,45582-18%
Cleveland, TX7,68479-21%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Montrose, VA7,68693-7%
Waller, WA7,68111515%
Baywood, NY7,68113232%
Jasper, TX7,68884-16%
Beebe, AR7,68889-11%
Cleveland, TX7,68479-21%
Source: The Cleveland, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.