Brownwood cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8190100
Goods & Services index9794100
Groceries index9189100
Health care index9795100
Housing index5581100
Transportation index9593100
Utilities index7595100
The above illustration supplies generalized information for the Brownwood, TX cost of living index. Compared to other cities in Texas and cities across the country, the cost of living index in Brownwood, TX is 81, which is 9% lower than the Texas average and 19% lower than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Brownwood, TX are 3% higher than the average for Texas and 3% lower than the rest of the country.

Did you know?

  • The cost of living in Brownwood is 9% lower than the Texas average.
  • The cost of living in Brownwood is 19% lower than the national average.
  • The cost of housing in Brownwood is 45% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Compare Brownwood, TX Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Using the salary calculator lets you compare the salary you earn in Brownwood, TX to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Brownwood, TX, you have to earn a higher income in order to still have the same standard of living. To operate the Brownwood, TX salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Brownwood, TX, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Brownwood, TX, the median monthly income is $47,405 for those who own their own homes. Under the standard rule, that income level would allow for $1,106 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $25,926, per the median income in the area. That would allow for renters to spend up to $605 on monthly rental expenses.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
The Texas sales tax and Texas income tax rates should definitely be considered when determining the overall cost of living in Brownwood, TX. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Texas sales tax is 6.25% and the maximum surtax is 8.25%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Texas income tax rates range from 0% to 0%.

Goods & Services

ItemBrownwoodNational avg.Difference
Haircut $15.26$15.562.0%
Beauty Salon $41.44$36.1114.8%
Toothpaste $2.47$2.470.3%
Shampoo $0.83$0.9614.4%
Movie $9.09$10.1310.3%
Bowling $3.28$4.7430.8%


ItemBrownwoodNational avg.Difference
Ground Beef $4.45$3.9811.7%
Fried Chicken $1.23$1.4112.3%
Milk $1.78$2.0613.6%
Potatoes $2.47$2.9817.2%
Pizza $9.04$9.474.5%
Beer $8.79$8.790.0%

Health Care

ItemBrownwoodNational avg.Difference
Optometrist $124.17$101.0422.9%
Doctor $99.96$107.447.0%
Dentist $79.11$90.4212.5%
Ibuprofen $8.89$9.284.2%
Lipitor $476.05$426.5011.6%


ItemBrownwoodNational avg.Difference
Home Price $83,000.00$175,700.0052.8%
Avg. Mortgage Payment $1,021.99$1,133.239.8%
Apartment Rent $670.00$920.0027.2%


ItemBrownwoodNational avg.Difference
Gasoline $1.86$1.996.9%
Tire Balancing $45.99$45.760.5%


ItemBrownwoodNational avg.Difference
All Electricity$115.94$163.8129.2%
Phone $23.33$28.3917.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Blanket, TX39876-24%
Lake Brownwood, TX1,64977-23%
Thunderbird Bay, TX59378-22%
Bangs, TX1,70380-20%
Early, TX2,79786-14%
Brownwood, TX19,10781-19%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Tillmans Corner, AL19,10591-9%
Clemmons, NC19,1011033%
Matteson, IL19,0971000%
Port Angeles, WA19,1251099%
Fairwood, WA19,08814343%
Brownwood, TX19,10781-19%
Source: The Brownwood, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.