A+
23%
Overall NAT. AVG.
24%
Goods & Services NAT. AVG.
41%
Housing NAT. AVG.
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Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Brownsville Texas National
Cost of living7792100
Goods & Services7696100
Groceries9296100
Health care8294100
Housing5983100
Transportation8392100
Utilities104104100

An Overview of Cost of Living in Brownsville, TX

The cost of living in Brownsville affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Brownsville is 77, which is 23% lower than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

The cost of living in Brownsville ranks as one of the most budget-friendly places to reside in the nation, as everyday expenses are far below average. Only a limited number of cities can boast a cost of living index that is at least 20% below the national average, and Brownsville proudly falls into this exclusive group. This underscores the remarkable affordability of this region when compared to other cities.

It's not uncommon for housing expenses to eat up a substantial portion of your income, oten exceeding 30%. The good news is that Brownsville stands out by reporting housing costs that are 41.1% lower than the national average. This signifies that both homeownership and rental expenses in this region are considerably more affordable compared to the rest of the country. This favorable housing situation allows residents to allocate a more manageable portion of their income to housing, resulting in greater financial flexibility.

Everyday necessities such as clothing, personal hygiene products and recreational activities collectively contribute to the overall cost of living. The favorable news is that in Brownsville, these essential goods and services are priced 23.6% below the national average. This translates to the ability to procure essential items and indulge in leisure activities without depleting one's financial resources excessively. With the resulting savings, individuals have the opportunity to allocate additional funds towards their savings or other financial objectives.

Grocery prices are climbing, making it hard to find cities with affordable food options. However, in Brownsville, the grocery index is 8.2% lower than the national average, making it a budget-friendly place to shop for groceries when compared to other cities across the country.

What Do Locals Say About the Cost of Living in Brownsville?

Nobody knows their city better than the people who actually live there. So, we asked 10 local residents how they would rate the cost of living in Brownsville and this is how they responded. 60% of people said that the cost of living was affordable, with prices decreasing, while 40% of people said that the cost of living was very expensive and prices continue to rise.

Is Brownsville Affordable?

Wondering if Brownsville is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Brownsville, for example, the median home price is 50% lower than what folks pay nationally, and monthly rent is 20.5% lower than the usual rates. Plus, income levels matter too, with Brownsville boasting a median household income of $40,924, which is 26% lower than the national average.

What Factors can Influence the Cost of Living in Brownsville?

Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Brownsville, the utilities index registers 4.4% higher than the national average.

Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In Brownsville, healthcare costs are 18.4% lower than the national average.

Housing: Elevated demand for housing within coveted locales has the propensity to escalate both property values and rental rates, thereby serving as a primary catalyst for an augmented cost of living. Conversely, areas witnessing diminished housing demand, particularly within less desirable environs, often experience an inversely proportional effect, leading to price reductions and subsequently contributing to a more modest cost of living. In Brownsville, the housing index is 41.1% lower than the national average.

Where is the Data From?

The cost of living data in Brownsville displayed above is sourced from the C2ER cost of living index, which serves as a practical tool for comparing living expenses across urban areas. Published on a quarterly basis, this index aggregates data from over 300 independent researchers, encompassing more than 60 goods and services, in 6 different categories. The weightings assigned to cost differences rely on government survey data that tracks the spending habits of professional and executive households. It's worth noting that the C2ER index excludes data on sales or income tax rates, while AreaVibes integrates tax rates into the overall cost of living evaluation for each region.

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Cost Of Living Quick Facts

  • The cost of living in Brownsville is 17% lower than the Texas average
  • The cost of living in Brownsville is 23% lower than the national average
  • Brownsville housing is 41% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Brownsville

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Compare Brownsville, TX Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$53,750$4,479$1,254$1,613
      Renters$25,761$2,147$601$773
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Brownsville, TX, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Brownsville, homeowners have a median income of $53,750. Using that number, a maximum of $1,254 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $25,761, which means there is a maximum of $601 to be spent on the costs of renting a home or apartment.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Goods & Services

      Item Brownsville National avg. Difference
      Haircut $22.42$24.267.6%
      Beauty Salon $48.58$45.566.6%
      Toothpaste $3.62$3.702.3%
      Shampoo $1.22$1.284.4%
      Movie $11.97$12.131.3%
      Bowling $16.67$18.007.4%

      Groceries

      Item Brownsville National avg. Difference
      Ground Beef $5.53$5.845.3%
      Fried Chicken $1.61$1.572.4%
      Milk $4.68$4.670.1%
      Potatoes $4.98$4.930.9%
      Pizza $11.42$12.095.5%
      Beer $10.43$10.410.2%

      Health Care

      Item Brownsville National avg. Difference
      Optometrist $95.94$125.6823.7%
      Doctor $109.53$135.7819.3%
      Dentist $133.27$113.2917.6%
      Ibuprofen $10.60$10.650.5%
      Lipitor $507.75$468.608.4%

      Housing

      Item Brownsville National avg. Difference
      Home Price $92,400.00$184,700.0050.0%
      Avg. Mortgage Payment $1,939.34$2,346.6917.4%
      Apartment Rent $754.00$949.0020.5%

      Transportation

      Item Brownsville National avg. Difference
      Gasoline $3.00$3.4613.4%
      Tire Balancing $49.28$59.9217.8%

      Utilities

      Item Brownsville National avg. Difference
      All Electricity $196.67$193.991.4%
      Phone $201.86$192.255.0%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Rancho Viejo CDP, TX2718515.5%
      Del Mar Heights, TX1638515.5%
      Orason, TX5558515.5%
      San Pedro, TX1828515.5%
      El Camino Angosto, TX1438515.5%
      Brownsville, TX182,2307723.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Fort Lauderdale, FL181,81812524.9%
      Vancouver, WA182,79212424.4%
      Chattanooga, TN181,370927.5%
      Sioux Falls, SD180,927954.5%
      Newport News, VA179,5821032.8%
      Brownsville, TX182,2307723.2%
      Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.