Blackhawk cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexBlackhawkCaliforniaNational
Cost of living index214135100
IndexBlackhawkCaliforniaNational
Goods & Services index104107100
Groceries index110117100
Health care index103109100
Housing index460189100
Transportation index114125100
Utilities index113116100
The above illustration supplies generalized information for the Blackhawk, CA cost of living index. Compared to other cities in California and cities across the country, the cost of living index in Blackhawk, CA is 214, which is 58% higher than the California average and 114% higher than that for the entire country. The index is comprised of the following criteria: cost of retail goods and services (33%), groceries (13%), health care (5%), housing (30%), cost of public/private transportation (9%) and utilities (10%). Everyday goods and services, along with housing account for 63 percent of the total cost of living index. Goods and services that are a necessity regardless of location provide an accurate general sense of the cost of living in one city versus another. As seen above, the cost of retail goods and services in Blackhawk, CA are 2% lower than the average for California and 4% higher than the rest of the country.

Did you know?

  • The cost of living in Blackhawk is 58% higher than the California average.
  • The cost of living in Blackhawk is 114% higher than the national average.
  • The cost of housing in Blackhawk is 360% higher than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

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Compare Blackhawk, CA Cost of living To Other Cities

Salary Calculator

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Use the salary calculator to compare your current salary in Blackhawk, CA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Blackhawk, CA, then you would need to earn more income in order to maintain the same standard of living. To use the Blackhawk, CA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$163,516$13,626$3,815$4,906
Renters$213,370$17,781$4,978$6,402
If you want to find a good determining factor for the cost of living and the general affordability of housing in Blackhawk, CA, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Blackhawk, CA, the median monthly income is $163,516 for those who own their own homes. Under the standard rule, that income level would allow for $3,815 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $213,370, per the median income in the area. That would allow for renters to spend up to $4,978 on monthly rental expenses.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
When considering the overall cost of living expenses in Blackhawk, CA, it's important to take into account the sales tax for California, as well as the rate for income tax in California. Goods and services sold to consumers in any state have some form of sales tax. Each state has its own tax code, which means that sales tax rates vary from state to state, ranging from over 7% in some states to as low as 0% in others. The maximum surtax for California is 10%, and the sales tax in the state of California is 7.5%. Alternatively, the tax imposed on your income by the state government is known as income tax. The rate for this tax also varies from state to state, and your rate is affected by your tax bracket, which is determined by your level of income. Income tax rates might be as high as 9%, down to as low as 0%. The range for income tax rates in California starts from 1% and goes up to 12.3%.

Goods & Services

ItemBlackhawkNational avg.Difference
Haircut $16.49$14.5913.0%
Beauty Salon $43.50$34.6825.4%
Toothpaste $2.39$2.473.4%
Shampoo $1.39$1.0236.0%
Movie $10.25$9.873.9%
Bowling $4.00$4.398.9%

Groceries

ItemBlackhawkNational avg.Difference
Ground Beef $5.15$4.4815.0%
Fried Chicken $1.61$1.4610.0%
Milk $2.76$2.3617.1%
Potatoes $3.19$3.064.2%
Pizza $13.17$9.2442.5%
Beer $8.99$8.634.1%

Health Care

ItemBlackhawkNational avg.Difference
Optometrist $134.00$99.7834.3%
Doctor $91.50$105.0312.9%
Dentist $92.00$88.703.7%
Ibuprofen $10.75$9.4114.2%
Lipitor $316.62$298.506.1%

Housing

ItemBlackhawkNational avg.Difference
Home Price $991,000.00$175,700.00464.0%
Avg. Mortgage Payment $1,906.33$1,081.0376.3%
Apartment Rent $2,001.00$920.00117.5%

Transportation

ItemBlackhawkNational avg.Difference
Gasoline $2.53$2.0921.1%
Tire Balancing $43.33$45.294.3%

Utilities

ItemBlackhawkNational avg.Difference
All Electricity$231.09$170.8035.3%
Phone $22.99$28.2618.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Pacheco, CA4,2951077%
Pittsburg, CA65,76111616%
Antioch, CA105,63011818%
Oakley, CA37,39112222%
Ashland, CA23,36012828%
Blackhawk, CA9,297214114%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
East Rutherford, NJ9,29815151%
Pine Lake Park, NJ9,29511818%
Alachua, FL9,29199-1%
Exeter, NH9,30312020%
Fairless Hills, PA9,28911717%
Blackhawk, CA9,297214114%
Source: The Blackhawk, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.