Pacheco cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexPachecoCaliforniaNational
Cost of living index107135100
IndexPachecoCaliforniaNational
Goods & Services index115107100
Groceries index124117100
Health care index119109100
Housing index81189100
Transportation index131125100
Utilities index108116100
A general summary of the cost of living index in Pacheco, CA is shown above. Compared to the state average of California the cost of living index in Pacheco, CA is 107, which is 21% lower than the average in California and compared to the national average it is 7% higher than. The cost of living index is made up of several categories. These are transportation at 9%, utilities at 10%, goods and services at 33%, housing at 30%, groceries at 13%, and health care at 5%. The bulk of the cost of living index comes from the categories of goods and services and housing. If you look at everyday goods and services they can be a good indicator in a certain city of the general costs of goods there. In Pacheco, CA goods and services come in at 8% higher than the average in California and are 15% higher than compared to the nationwide average.

Did you know?

  • The cost of living in Pacheco is 21% lower than the California average.
  • The cost of living in Pacheco is 7% higher than the national average.
  • The cost of housing in Pacheco is 19% lower than the national average.
  • California general sales tax is 47% higher than the national average.
  • California state income tax is 55% lower than the national average.

Find Real Estate Listings In Pacheco

Location
Price
Bedrooms
Bathrooms
 

New Real Estate Listings In Pacheco

Compare Pacheco, CA Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Use the salary calculator to compare your current salary in Pacheco, CA to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Pacheco, CA, then you would need to earn more income in order to maintain the same standard of living. To use the Pacheco, CA salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$58,333$4,861$1,361$1,750
Renters$42,799$3,567$999$1,284
The affordability of the housing market in Pacheco, CA as well as the overall cost of living can be indicated accurately by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should ever be used on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Pacheco, CA homeowners, the median income is $58,333. This indicates that a monthly maximum of $1,361 should be spent by homeowners on all housing related costs. Renters have a median income of $42,799. This indicates that renters should have a maximum of $999 used for their rent related monthly costs.

California Sales Tax

StateGeneral Sales TaxWith Max Surtax
California7.5%10%

California Income Tax

StateIncome Tax (Low)Income Tax (High)
California1%12.3%
When you are determining the total cost of living in Pacheco, CA you will want to make sure you consider both the California sales tax and the California income tax rates. Sales tax come in the form of taxes levied on both services and goods that are sold. The sales tax rates are different state to state and range from zero sales tax to higher than 7%. The sales tax in California is 7.5%, with the highest surtax being 10%. Tax that is on income by the government is income tax. Different states have different income tax rates and these rates can be higher or lower dependent on the corresponding tax bracket. The state income tax rates are different state to state and range from no income tax to more than 9% income tax. The income tax rates in California have a range from 1% to 12.3%.

Goods & Services

ItemPachecoNational avg.Difference
Haircut $18.44$14.5926.4%
Beauty Salon $59.40$34.6871.3%
Toothpaste $3.14$2.4727.0%
Shampoo $1.09$1.026.7%
Movie $11.00$9.8711.5%
Bowling $6.63$4.3951.0%

Groceries

ItemPachecoNational avg.Difference
Ground Beef $3.97$4.4811.3%
Fried Chicken $2.07$1.4641.4%
Milk $2.77$2.3617.5%
Potatoes $3.69$3.0620.5%
Pizza $9.00$9.242.6%
Beer $9.93$8.6315.0%

Health Care

ItemPachecoNational avg.Difference
Optometrist $120.44$99.7820.7%
Doctor $127.57$105.0321.5%
Dentist $122.43$88.7038.0%
Ibuprofen $11.97$9.4127.2%
Lipitor $254.50$298.5014.7%

Housing

ItemPachecoNational avg.Difference
Home Price $110,900.00$175,700.0036.9%
Avg. Mortgage Payment $3,294.70$1,081.03204.8%
Apartment Rent $1,143.00$920.0024.2%

Transportation

ItemPachecoNational avg.Difference
Gasoline $2.80$2.0933.8%
Tire Balancing $55.37$45.2922.3%

Utilities

ItemPachecoNational avg.Difference
All Electricity$213.39$170.8024.9%
Phone $24.12$28.2614.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Bay Point, CA21,58611313%
San Pablo, CA29,51611515%
Rollingwood, CA2,83211616%
Montalvin Manor, CA3,05511616%
Vallejo, CA118,07812121%
Pacheco, CA4,2951077%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Narberth, PA4,29514141%
Scottsville, KY4,29581-19%
Barrow, AK4,29613333%
Spindale, NC4,29687-13%
Vine Hill, CA4,29613030%
Pacheco, CA4,2951077%
Source: The Pacheco, CA cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2015.