Bismarck cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexBismarckNorth DakotaNational
Cost of living index9693100
IndexBismarckNorth DakotaNational
Goods & Services index95100100
Groceries index101103100
Health care index113110100
Housing index9179100
Transportation index107100100
Utilities index8585100
Here we can see a simple outline of the cost of living in Bismarck, ND. As you can see, with the average cost of living in Bismarck, ND being 96, that puts it 3% higher than the average of North Dakota and 4% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Bismarck, ND, the price of goods and services are 5% lower than the average of North Dakota as well as 5% lower than the nation's average.

Did you know?

  • The cost of living in Bismarck is 3% higher than the North Dakota average.
  • The cost of living in Bismarck is 4% lower than the national average.
  • The cost of housing in Bismarck is 9% lower than the national average.
  • North Dakota general sales tax is 2% lower than the national average.
  • North Dakota state income tax is 45% lower than the national average.

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Compare Bismarck, ND Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is meant to help you compare your salary in Bismarck, ND to your potential earning power in another city. This can help you deduce what your salary would need to be in any given city in order for you to live the same lifestyle that you do in your current city. In other words, if you plan on moving to a city where the cost of living is higher than in Bismarck, ND, you'll have to make more money in the new city in order to maintain the lifestyle you currently enjoy. To use the Bismarck, ND salary calculator, simply input the new city, then move the adjustable slider to match your current income. Once you've selected your income, the calculator will determine if that income is sufficient to support your standard of living in the new city you entered. The calculator will also supply you with a rundown of living costs in the new city.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Bismarck, ND as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Bismarck, ND homeowners, is $74,624. This would allow for a maximum of $1,741 per month to be spent on housing costs. For renters, the median monthly income is $35,051 which would result in a maximum of $818 to be spent on rental costs.

North Dakota Sales Tax

StateGeneral Sales TaxWith Max Surtax
North Dakota5%8%

North Dakota Income Tax

StateIncome Tax (Low)Income Tax (High)
North Dakota1.22%3.22%
When assessing the complete cost of living in Bismarck, ND, the North Dakota income tax and the North Dakota sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The North Dakota maximum surtax is 8%, and the North Dakota sales tax is 5%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 1.22% to 3.22% in North Dakota.

Goods & Services

ItemBismarckNational avg.Difference
Haircut $17.67$15.5613.5%
Beauty Salon $27.59$36.1123.6%
Toothpaste $2.42$2.472.0%
Shampoo $0.93$0.964.0%
Movie $9.90$10.132.2%
Bowling $4.42$4.746.7%


ItemBismarckNational avg.Difference
Ground Beef $3.94$3.981.1%
Fried Chicken $1.49$1.415.9%
Milk $2.77$2.0634.4%
Potatoes $3.21$2.987.5%
Pizza $10.34$9.479.1%
Beer $9.22$8.794.9%

Health Care

ItemBismarckNational avg.Difference
Optometrist $111.53$101.0410.4%
Doctor $144.02$107.4434.0%
Dentist $95.67$90.425.8%
Ibuprofen $9.33$9.280.5%
Lipitor $451.66$426.505.9%


ItemBismarckNational avg.Difference
Home Price $169,600.00$175,700.003.5%
Avg. Mortgage Payment $1,099.88$1,133.232.9%
Apartment Rent $719.00$920.0021.8%


ItemBismarckNational avg.Difference
Gasoline $2.02$1.991.5%
Tire Balancing $54.53$45.7619.2%


ItemBismarckNational avg.Difference
All Electricity$142.22$163.8113.2%
Phone $23.83$28.3916.0%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Mandan, ND19,38194-6%
Lincoln, ND2,86495-5%
Menoken, ND711055%
Harmon, ND21611515%
Bismarck, ND65,12396-4%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Yuba City, CA65,1411088%
Skokie, IL65,05612020%
Eagan, MN65,05311212%
Bossier City, LA64,89590-10%
Bayonne, NJ64,76312727%
Bismarck, ND65,12396-4%
Source: The Bismarck, ND cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.