Cheektowaga cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexCheektowagaNew YorkNational
Cost of living index84120100
IndexCheektowagaNew YorkNational
Goods & Services index92110100
Groceries index95105100
Health care index8499100
Housing index64149100
Transportation index98111100
Utilities index89102100
Here we can see a simple outline of the cost of living in Cheektowaga, NY. As you can see, with the average cost of living in Cheektowaga, NY being 84, that puts it 30% lower than the average of New York and 16% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Cheektowaga, NY, the price of goods and services are 17% lower than the average of New York as well as 8% lower than the nation's average.

Did you know?

  • The cost of living in Cheektowaga is 30% lower than the New York average.
  • The cost of living in Cheektowaga is 16% lower than the national average.
  • The cost of housing in Cheektowaga is 36% lower than the national average.
  • New York general sales tax is 21% lower than the national average.
  • New York state income tax is 80% higher than the national average.

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Compare Cheektowaga, NY Cost of living To Other Cities

Salary Calculator

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Health care index
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Using the salary calculator lets you compare the salary you earn in Cheektowaga, NY to what it is in other cities. It will let you know what your earnings would have to be in another city to have the same standard of living, as determined by the cost of living in each city. For example, if the cost of living in the area you want to move to is higher than the cost of living in Cheektowaga, NY, you have to earn a higher income in order to still have the same standard of living. To operate the Cheektowaga, NY salary calculator, put in the name of the other city, then move the slider to the point that represents the current income. The salary calculator will take care of the rest and tell you how much more or less you must earn in the new city. A Total breakdown of the cost of living is also provided.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$56,540$4,712$1,319$1,696
Renters$32,929$2,744$768$988
A good way to judge both the affordability of the housing and the cost of living is by simply calculating the maximum that a person should spend on housing in Cheektowaga, NY, otherwise known as the debt-to-income ratio (DTI). The safest way to live in the city is to avoid spending more than 28 percent of the gross income that one earns on costs that pertain to housing and no more than 36 percent on all expenses and debts. Cheektowaga, NY has a median income of about $56,540 for people who own homes. Based on that number, a person should spend a maximum of $1,319 on expenses related to housing. Renters have a slightly different median income, which is $32,929. Based on this average, renters should spend no more than $768 on all of their rental costs if they want to maintain a non-impoverished standard of living.

New York Sales Tax

StateGeneral Sales TaxWith Max Surtax
New York4%8.875%

New York Income Tax

StateIncome Tax (Low)Income Tax (High)
New York4%8.82%
The New York sales tax and New York income tax rates should definitely be considered when determining the overall cost of living in Cheektowaga, NY. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The New York sales tax is 4% and the maximum surtax is 8.875%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The New York income tax rates range from 4% to 8.82%.

Goods & Services

ItemCheektowagaNational avg.Difference
Haircut $14.90$15.564.3%
Beauty Salon $30.83$36.1114.6%
Toothpaste $1.99$2.4719.4%
Shampoo $0.89$0.968.1%
Movie $10.42$10.132.9%
Bowling $3.42$4.7427.7%

Groceries

ItemCheektowagaNational avg.Difference
Ground Beef $3.69$3.987.3%
Fried Chicken $1.30$1.417.8%
Milk $1.93$2.066.3%
Potatoes $2.52$2.9815.5%
Pizza $9.99$9.475.5%
Beer $8.28$8.795.8%

Health Care

ItemCheektowagaNational avg.Difference
Optometrist $58.53$101.0442.1%
Doctor $85.33$107.4420.6%
Dentist $70.70$90.4221.8%
Ibuprofen $8.70$9.286.2%
Lipitor $439.17$426.503.0%

Housing

ItemCheektowagaNational avg.Difference
Home Price $97,800.00$175,700.0044.3%
Avg. Mortgage Payment $1,278.38$1,133.2312.8%
Apartment Rent $773.00$920.0016.0%

Transportation

ItemCheektowagaNational avg.Difference
Gasoline $2.10$1.995.4%
Tire Balancing $37.55$45.7617.9%

Utilities

ItemCheektowagaNational avg.Difference
All Electricity$134.14$163.8118.1%
Phone $28.22$28.390.6%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Niagara Falls, NY49,67979-21%
Buffalo, NY259,95980-20%
Sloan, NY3,64280-20%
Lackawanna, NY18,03781-19%
Tonawanda, NY15,04882-18%
Cheektowaga, NY74,96784-16%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Bethlehem, PA75,0501066%
Decatur, IL75,08882-18%
Upland, CA75,08913939%
Kalamazoo, MI75,19079-21%
Evanston, IL75,28212929%
Cheektowaga, NY74,96784-16%
Source: The Cheektowaga, NY cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.