Alabaster cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index9489100
Goods & Services index8996100
Groceries index9897100
Health care index8787100
Housing index9873100
Transportation index9192100
Utilities index101104100
Here we can see a simple outline of the cost of living in Alabaster, AL. As you can see, with the average cost of living in Alabaster, AL being 94, that puts it 5% higher than the average of Alabama and 6% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Alabaster, AL, the price of goods and services are 8% lower than the average of Alabama as well as 11% lower than the nation's average.

Did you know?

  • The cost of living in Alabaster is 5% higher than the Alabama average.
  • The cost of living in Alabaster is 6% lower than the national average.
  • The cost of housing in Alabaster is 2% lower than the national average.
  • Alabama general sales tax is 21% lower than the national average.
  • Alabama state income tax is 10% lower than the national average.

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Compare Alabaster, AL Cost of living To Other Cities

Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator is used in order to provide a comparison of your current salary in Alabaster, AL to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Alabaster, AL, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Alabaster, AL salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
If you want to find a good determining factor for the cost of living and the general affordability of housing in Alabaster, AL, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Alabaster, AL, the median monthly income is $76,798 for those who own their own homes. Under the standard rule, that income level would allow for $1,792 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $42,813, per the median income in the area. That would allow for renters to spend up to $999 on monthly rental expenses.

Alabama Sales Tax

StateGeneral Sales TaxWith Max Surtax

Alabama Income Tax

StateIncome Tax (Low)Income Tax (High)
When assessing the complete cost of living in Alabaster, AL, the Alabama income tax and the Alabama sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Alabama maximum surtax is 10%, and the Alabama sales tax is 4%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 2% to 5% in Alabama.

Goods & Services

ItemAlabasterNational avg.Difference
Haircut $15.22$15.562.2%
Beauty Salon $31.39$36.1113.1%
Toothpaste $2.41$2.472.4%
Shampoo $0.89$0.967.4%
Movie $10.38$10.132.5%
Bowling $4.79$4.741.2%


ItemAlabasterNational avg.Difference
Ground Beef $4.21$3.985.6%
Fried Chicken $1.31$1.417.1%
Milk $2.67$2.0629.4%
Potatoes $4.31$2.9844.5%
Pizza $10.00$9.475.6%
Beer $7.57$8.7913.9%

Health Care

ItemAlabasterNational avg.Difference
Optometrist $117.45$101.0416.2%
Doctor $94.06$107.4412.5%
Dentist $70.00$90.4222.6%
Ibuprofen $6.86$9.2826.0%
Lipitor $417.02$426.502.2%


ItemAlabasterNational avg.Difference
Home Price $164,200.00$175,700.006.5%
Avg. Mortgage Payment $830.92$1,133.2326.7%
Apartment Rent $985.00$920.007.1%


ItemAlabasterNational avg.Difference
Gasoline $1.84$1.997.7%
Tire Balancing $40.67$45.7611.1%


ItemAlabasterNational avg.Difference
All Electricity$184.28$163.8112.5%
Phone $24.33$28.3914.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Lipscomb, AL2,33177-23%
Brantleyville, AL94178-22%
Bessemer, AL27,20282-18%
Shelby, AL1,41784-16%
Wilton, AL76784-16%
Alabaster, AL30,97894-6%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Garfield, NJ30,99612929%
Cookeville, TN31,00493-7%
University CDP (Orange County), FL30,92693-7%
Florence, KY31,03893-7%
Waxahachie, TX31,04598-2%
Alabaster, AL30,97894-6%
Source: The Alabaster, AL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.