Adelphi cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexAdelphiMarylandNational
Cost of living index122120100
IndexAdelphiMarylandNational
Goods & Services index121104100
Groceries index117113100
Health care index9892100
Housing index135154100
Transportation index104106100
Utilities index119103100
A general overview of the cost of living index for Adelphi, MD is displayed above. In Adelphi, MD, the overall cost of living index is 122, which is 2% higher than the Maryland average and 22% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Adelphi, MD, the city's goods and services are 17% higher than the Maryland average and 21% higher than the U.S. average.

Did you know?

  • The cost of living in Adelphi is 2% higher than the Maryland average.
  • The cost of living in Adelphi is 22% higher than the national average.
  • The cost of housing in Adelphi is 35% higher than the national average.
  • Maryland general sales tax is 18% higher than the national average.
  • Maryland state income tax is 10% lower than the national average.

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Salary Calculator

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Use the salary calculator to compare your current salary in Adelphi, MD to any other city. The salary calculator will tell you how much you would need to earn in any given city to maintain the same standard of living based on the cost of living in each city. For example, if the cost of living in the city you are looking to relocate to is higher than the cost of living in Adelphi, MD, then you would need to earn more income in order to maintain the same standard of living. To use the Adelphi, MD salary calculator, simply enter in the name of the new city, then adjust the slider to your current income. The salary calculator will do the rest and let you know if you need to earn more or less in the new city. You will also see a complete breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
Owners$73,783$6,149$1,721$2,214
Renters$51,481$4,290$1,201$1,545
If you want to find a good determining factor for the cost of living and the general affordability of housing in Adelphi, MD, all you must look at is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Adelphi, MD, the median monthly income is $73,783 for those who own their own homes. Under the standard rule, that income level would allow for $1,721 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $51,481, per the median income in the area. That would allow for renters to spend up to $1,201 on monthly rental expenses.

Maryland Sales Tax

StateGeneral Sales TaxWith Max Surtax
Maryland6%6%

Maryland Income Tax

StateIncome Tax (Low)Income Tax (High)
Maryland2%5.75%
The Maryland sales tax and Maryland income tax rates should definitely be considered when determining the overall cost of living in Adelphi, MD. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Maryland sales tax is 6% and the maximum surtax is 6%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Maryland income tax rates range from 2% to 5.75%.

Goods & Services

ItemAdelphiNational avg.Difference
Haircut $20.00$15.5628.5%
Beauty Salon $70.00$36.1193.9%
Toothpaste $3.58$2.4744.7%
Shampoo $1.42$0.9647.5%
Movie $13.33$10.1331.7%
Bowling $5.45$4.7415.1%

Groceries

ItemAdelphiNational avg.Difference
Ground Beef $3.77$3.985.3%
Fried Chicken $2.26$1.4160.4%
Milk $2.39$2.0615.8%
Potatoes $3.82$2.9828.2%
Pizza $10.12$9.476.9%
Beer $9.99$8.7913.6%

Health Care

ItemAdelphiNational avg.Difference
Optometrist $72.00$101.0428.7%
Doctor $93.50$107.4413.0%
Dentist $92.67$90.422.5%
Ibuprofen $9.99$9.287.7%
Lipitor $463.06$426.508.6%

Housing

ItemAdelphiNational avg.Difference
Home Price $228,100.00$175,700.0029.8%
Avg. Mortgage Payment $2,777.28$1,133.23145.1%
Apartment Rent $1,351.00$920.0046.8%

Transportation

ItemAdelphiNational avg.Difference
Gasoline $2.00$1.990.6%
Tire Balancing $51.67$45.7612.9%

Utilities

ItemAdelphiNational avg.Difference
All Electricity$223.39$163.8136.4%
Phone $27.32$28.393.8%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Cottage City, MD1,0701088%
Capitol Heights, MD4,45211414%
Silver Hill, MD5,33511414%
Seat Pleasant, MD4,65611414%
Landover, MD23,11211414%
Adelphi, MD15,88512222%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Waterville, ME15,88697-3%
Rye, NY15,892315215%
Gibsonton, FL15,89392-8%
Wilkinsburg, PA15,89482-18%
Merrifield, VA15,87314747%
Adelphi, MD15,88512222%
Source: The Adelphi, MD cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for the fourth quarter of 2016.