| Index | Woodbury | New York | National |
| Cost of living | 132 | 121 | 100 |
| Groceries | 106 | 106 | 100 |
| Health care | 111 | 110 | 100 |
| Housing | 184 | 144 | 100 |
| Transportation | 111 | 113 | 100 |
| Utilities | 111 | 112 | 100 |
| Lifestyle & Entertainment | 108 | 111 | 100 |
| Household Items | 107 | 106 | 100 |
| Education & Childcare | 112 | 118 | 100 |
The cost of living in Woodbury affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Woodbury is 132, which is 32% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.
If affordability is among your top priorities when searching for a new place to live, this area may not be the ideal fit, as the cost of living in Woodbury is among the most expensive in the United States. Just a minority of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Woodbury falls into this category, which may not align with your goal of finding a budget-friendly living environment.
Housing costs are a major factor in the Woodbury cost of living index, and they often eat up a big chunk of your take-home pay. Unfortunately, in this area, housing expenses for both homeownership and rentals were 84.1% higher than what's typical in an average city. That includes the prices of homes and rents, as well as mortgage rates and insurance.
Wondering if Woodbury is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Woodbury, for example, the median home price is 87.1% higher than what folks pay nationally, and monthly rent is 76.9% higher than the usual rates. Plus, income levels matter too, with Woodbury boasting a median household income of $175,712, which is 116% higher than the national average.
Subsidies: Some areas might offer government subsidies or assistance programs that help lower cost of living for residents. These programs can include anything from Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and crop subsidies. Areas that offer less subsidies, could see an increase in their cost of living.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Woodbury, the healthcare costs are 11.1% higher than the national average.
Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Woodbury, the groceries index registers 6.1% higher than the national average.
The Woodbury cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $193,925 | $16,160 | $4,525 | $5,818 |
| Renters | $131,206 | $10,934 | $3,061 | $3,937 |
| State | General Sales Tax | With Max Surtax |
| New York | 4% | 8.875% |
| State | Income Tax (Low) | Income Tax (High) |
| New York | 4% | 10.9% |
| City | Population | Cost of Living Index | National Avg. |
| Newburgh, NY | 28,811 | 106 | 5.5% |
| Maybrook, NY | 3,707 | 107 | 6.5% |
| Mountain Lodge Park, NY | 2,902 | 111 | 10.8% |
| Chester, NY | 4,144 | 112 | 12.1% |
| Mechanicstown, NY | 8,044 | 112 | 12.5% |
| Woodbury, NY | 11,107 | 132 | 31.6% |
| City | Population | Cost of Living Index | National Avg. |
| South Huron, ON | 11,104 | n/a | |
| Soquel, CA | 11,110 | 184 | 83.6% |
| Yellowhead County, AB | 11,111 | n/a | |
| Crestwood, IL | 11,113 | 98 | 1.7% |
| Sechelt, BC | 11,114 | n/a | |
| Woodbury, NY | 11,107 | 132 | 31.6% |
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