Cost Of Living in Woodbury CDP, NY

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F

99%

Overall NAT. AVG.

6%

Groceries NAT. AVG.

307%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Woodbury CDP	New York	National
Cost of living	199	121	100
Groceries	106	106	100
Health care	111	110	100
Housing	407	144	100
Transportation	111	113	100
Utilities	111	112	100
Lifestyle & Entertainment	108	111	100
Household Items	107	106	100
Education & Childcare	112	118	100

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Cost Of Living Quick Facts

The cost of living in Woodbury CDP is 65% higher than the New York average
The cost of living in Woodbury CDP is 99% higher than the national average
Woodbury CDP housing is 307% higher than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$296,740	$24,728	$6,923	$8,903
Renters	$99,080	$8,257	$2,312	$2,973

The affordability of the housing market in Woodbury CDP, NY as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Woodbury CDP homeowners, the median income is $296,740. This indicates that a monthly maximum of $6,923 should be spent by homeowners on all housing related costs. Renters have a median income of $99,080. This indicates that renters would have a maximum of $2,312 for their rent related monthly costs.

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Newburgh, NY	28,811	106	5.5%
Maybrook, NY	3,707	107	6.5%
Mountain Lodge Park, NY	2,902	111	10.8%
Chester, NY	4,144	112	12.1%
Mechanicstown, NY	8,044	112	12.5%
Woodbury CDP, NY	8,847	199	98.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Closter, NJ	8,846	178	77.6%
Nantucket, MA	8,845	216	116.2%
Bayport, NY	8,849	146	46.1%
Wyoming, OH	8,852	115	15.5%
Bridgewater, MA	8,837	125	25.3%
Woodbury CDP, NY	8,847	199	98.5%