Cost of Living in Withamsville, OH

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A+
8%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
14%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Withamsville Ohio National
Cost of living9289100
Groceries9797100
Health care9596100
Housing8674100
Transportation9596100
Utilities9596100
Lifestyle & Entertainment9395100
Household Items9797100
Education & Childcare9293100
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Homes For Sale In Withamsville, OH

property for sale

3982 Wilma Ct

Cincinnati, OH
property for sale

3886 Arbor Green Dr

Cincinnati, OH
property for sale

3986 Witham Ln

Cincinnati, OH
property for sale

836 Fayebanks Ln

Cincinnati, OH

Cost Of Living Quick Facts

  • The cost of living in Withamsville is 3% higher than the Ohio average
  • The cost of living in Withamsville is 8% lower than the national average
  • Withamsville housing is 14% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$120,495$10,041$2,811$3,615
      Renters$54,639$4,553$1,275$1,639
      A good indicator of the general affordability of housing in Withamsville, OH, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Withamsville, the median monthly income is $120,495 for those who own their own homes. Under the standard rule, that income level would allow for $2,811 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $54,639, per the median income in the area. That would allow for renters to spend up to $1,275 on monthly rental expenses.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Plainville, OH159973.4%
      Dillonvale village, OH6678020.2%
      Elmwood Place, OH2,1328019.8%
      Moscow, OH988019.6%
      Arlington Heights, OH8558218.1%
      Withamsville, OH7,950927.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Morehead, KY7,952928.5%
      St. Francis, MN7,9541076.7%
      Waller, WA7,94112827.6%
      Antigo, WI7,9418317.0%
      Fort Frances, ON7,960n/a 
      Withamsville, OH7,950927.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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