Cost Of Living in Winthrop, NY

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11%

Overall NAT. AVG.

7%

Groceries NAT. AVG.

49%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Winthrop	New York	National
Cost of living	89	121	100
Groceries	107	106	100
Health care	105	110	100
Housing	51	144	100
Transportation	106	113	100
Utilities	106	112	100
Lifestyle & Entertainment	105	111	100
Household Items	103	106	100
Education & Childcare	103	118	100

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Homes For Sale In Winthrop, NY

363 State Highway 420

Winthrop, NY

562 State Highway 11C

Winthrop, NY

286 State Highway 420

Winthrop, NY

Cost Of Living Quick Facts

The cost of living in Winthrop is 26% lower than the New York average
The cost of living in Winthrop is 11% lower than the national average
Winthrop housing is 49% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$176,311	$14,693	$4,114	$5,290
Renters	$0	$0	$0	$0

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
St. Regis Falls, NY	360	87	12.9%
Massena, NY	9,855	89	11.3%
Norfolk, NY	922	90	10.5%
Norwood, NY	1,602	90	10.4%
Brushton, NY	528	90	10.4%
Winthrop, NY	179	89	11.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
St. Stephens, AL	179	96	3.7%
Bodcaw, AR	179	78	22.2%
Houston, AR	179	81	18.6%
Red Rock CDP (Apache County), AZ	179	88	12.0%
Fort Bidwell, CA	179	101	0.6%
Winthrop, NY	179	89	11.1%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Winthrop, NY

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

New York Sales Tax

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Nearby cities with low cost of living

Cities with similar population