Cost of Living in Winterset, IA

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A+
7%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
13%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Winterset Iowa National
Cost of living9389100
Groceries9997100
Health care9796100
Housing8774100
Transportation9697100
Utilities9795100
Lifestyle & Entertainment9195100
Household Items9897100
Education & Childcare9094100
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Homes For Sale In Winterset, IA

property for sale

1524 260th St

Winterset, IA
property for sale

510 E Court Ave

Winterset, IA
property for sale

TBD Peru Rd

East Peru, IA
property for sale

2223 Holliwell Valley Ct

Winterset, IA
See the Newest Homes For Sale In Winterset, IA

Cost Of Living Quick Facts

  • The cost of living in Winterset is 4% higher than the Iowa average
  • The cost of living in Winterset is 7% lower than the national average
  • Winterset housing is 13% lower than the national average
  • Iowa general sales tax is 18% higher than the national average
  • Iowa state income tax is 69% higher than the national average

Most Affordable Places to Live in and Around Winterset

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$108,244$9,020$2,526$3,248
      Renters$58,365$4,864$1,362$1,751
      A good way to judge both the affordability of the housing and the cost of living in Winterset is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Winterset has a median income of about $108,244 for people who own homes. Based on that number, a maximum of $2,526 should be spent on expenses related to housing. Renters have a slightly different median income, which is $58,365. Based on this average, renters should spend no more than $1,362 on all rental costs if they want to maintain a non-impoverished standard of living.

      Iowa Sales Tax

      State General Sales Tax With Max Surtax
      Iowa 6% 7%

      Iowa Income Tax

      State Income Tax (Low) Income Tax (High)
      Iowa 4.4% 6%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Bevington, IA28964.3%
      East Peru, IA1477623.9%
      Macksburg, IA998019.5%
      Patterson, IA2478415.9%
      New Virginia, IA4678812.1%
      Winterset, IA5,460937.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Adel, GA5,4598812.3%
      Central, SC5,4619010.2%
      Bulverde, TX5,46111514.8%
      Hawkinsville, GA5,458919.4%
      Waynesville, MO5,458973.3%
      Winterset, IA5,460937.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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