Cost of Living in Winfield, IN

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C+
16%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
62%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Winfield Indiana National
Cost of living11689100
Groceries9597100
Health care9897100
Housing16272100
Transportation9596100
Utilities9396100
Lifestyle & Entertainment9895100
Household Items9698100
Education & Childcare9794100
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Homes For Sale In Winfield, IN

property for sale

11388 Clyde Dr

Crown Point, IN
property for sale

8858 Doubletree Dr S

Crown Point, IN
property for sale

7682 E 111th Pl

Crown Point, IN
property for sale

5810 E 106th Ct

Crown Point, IN

Cost Of Living Quick Facts

  • The cost of living in Winfield is 30% higher than the Indiana average
  • The cost of living in Winfield is 16% higher than the national average
  • Winfield housing is 62% higher than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$161,996$13,500$3,780$4,860
      Renters$0$0$0$0
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Winfield, IN, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Winfield homeowners, is $161,996. This would allow for a maximum of $3,780 per month to be spent on housing costs. For renters, the median monthly income is $0 which would result in a maximum of $0 to be spent on rental costs.

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Wheeler, IN237963.8%
      Gary, IN77,1518119.3%
      New Chicago, IN1,8838415.9%
      Lake Station, IN12,2278613.6%
      Hammond, IN78,5188712.7%
      Winfield, IN6,05711615.5%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      South Lebanon, OH6,0571010.8%
      Somerset, PA6,0588712.8%
      Windcrest, TX6,0551055.2%
      Sainte-Anne-des-Monts, QC6,055n/a 
      Mont-Joli, QC6,054n/a 
      Winfield, IN6,05711615.5%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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