Cost Of Living in Winfield, IL

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F

27%

Overall NAT. AVG.

6%

Goods & Services NAT. AVG.

86%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Winfield	Illinois	National
Cost of living	127	96	100
Goods & Services	106	97	100
Groceries	97	98	100
Health care	98	95	100
Housing	186	95	100
Transportation	114	103	100
Utilities	80	89	100

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Cost Of Living Quick Facts

The cost of living in Winfield is 32% higher than the Illinois average
The cost of living in Winfield is 27% higher than the national average
Winfield housing is 86% higher than the national average
Illinois general sales tax is 22% higher than the national average
Illinois state income tax is 91% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$129,559	$10,797	$3,023	$3,887
Renters	$95,153	$7,929	$2,220	$2,855

To approximate the cost of living and the housing affordability in Winfield, IL, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Winfield have a median income of $129,559. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,023 per month to avoid calamity and poverty. The renters in the city have an income of about $95,153, which would make their monthly maximum allowable rental costs $2,220.

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

Goods & Services

Item	Winfield	National avg.	Difference
Haircut	$19.72	$24.26	18.7%
Beauty Salon	$37.22	$45.56	18.3%
Toothpaste	$3.72	$3.70	0.6%
Shampoo	$1.32	$1.28	3.3%
Movie	$9.99	$12.13	17.7%
Bowling	$16.00	$18.00	11.1%

Groceries

Item	Winfield	National avg.	Difference
Ground Beef	$5.94	$5.84	1.8%
Fried Chicken	$1.39	$1.57	11.8%
Milk	$4.55	$4.67	2.5%
Potatoes	$5.08	$4.93	3.0%
Pizza	$10.69	$12.09	11.6%
Beer	$9.61	$10.41	7.7%

Health Care

Item	Winfield	National avg.	Difference
Optometrist	$86.67	$125.68	31.0%
Doctor	$110.00	$135.78	19.0%
Dentist	$82.00	$113.29	27.6%
Ibuprofen	$10.17	$10.65	4.5%
Lipitor	$511.00	$468.60	9.0%

Housing

Item	Winfield	National avg.	Difference
Home Price	$319,100.00	$184,700.00	72.8%
Avg. Mortgage Payment	$1,316.57	$2,346.69	43.9%
Apartment Rent	$2,059.00	$949.00	117.0%

Transportation

Item	Winfield	National avg.	Difference
Gasoline	$3.52	$3.46	1.7%
Tire Balancing	$45.00	$59.92	24.9%

Utilities

Item	Winfield	National avg.	Difference
All Electricity	$156.87	$193.99	19.1%
Phone	$198.03	$192.25	3.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Hodgkins, IL	1,753	85	14.6%
Bellwood, IL	18,799	101	1.0%
Stone Park, IL	4,842	102	2.2%
Berkeley, IL	5,079	102	2.4%
Northlake, IL	12,235	103	3.5%
Winfield, IL	9,683	127	26.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Notre-Dame-des-Prairies, QC	9,684	n/a
Kensington, CT	9,685	117	16.7%
Oakville, CT	9,679	112	12.1%
Little River, SC	9,692	99	1.2%
Loudoun Valley Estates, VA	9,673	169	69.0%
Winfield, IL	9,683	127	26.8%