Cost of Living in Willow Springs, IL

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D+
18%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
60%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Willow Springs Illinois National
Cost of living11898100
Groceries101100100
Health care101100100
Housing16095100
Transportation105101100
Utilities9899100
Lifestyle & Entertainment102100100
Household Items101100100
Education & Childcare95100100
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Homes For Sale In Willow Springs, IL

property for sale

10728 Chaucer Dr

Willow Springs, IL
property for sale

8473 Archer Ave #204

Willow Springs, IL
property for sale

8473 Archer Ave #104

Willow Springs, IL
property for sale

215 Wildflower Ln

La Grange, IL

Cost Of Living Quick Facts

  • The cost of living in Willow Springs is 20% higher than the Illinois average
  • The cost of living in Willow Springs is 18% higher than the national average
  • Willow Springs housing is 60% higher than the national average
  • Illinois general sales tax is 22% higher than the national average
  • Illinois state income tax is 91% higher than the national average

Most Affordable Places to Live in and Around Willow Springs

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$168,501$14,042$3,931$5,056
      Renters$66,900$5,575$1,561$2,007
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Willow Springs, IL, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Willow Springs, homeowners have a median income of $168,501. Using that number, a maximum of $3,931 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $66,900, which means there is a maximum of $1,561 to be spent on the costs of renting a home or apartment.

      Illinois Sales Tax

      State General Sales Tax With Max Surtax
      Illinois 6.25% 10.25%

      Illinois Income Tax

      State Income Tax (Low) Income Tax (High)
      Illinois 4.95% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Hodgkins, IL1,8178316.9%
      Phoenix, IL1,4508514.6%
      Dixmoor, IL3,6638712.6%
      Harvey, IL24,9318713.2%
      Hometown, IL4,3508911.2%
      Willow Springs, IL5,78611818.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Woodside, CA5,786345244.7%
      Marlin, TX5,7868020.2%
      Okeechobee, FL5,787981.5%
      Vegreville, AB5,787n/a 
      Henryetta, OK5,7898019.6%
      Willow Springs, IL5,78611818.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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