| Statistic | Reportedincidents | /100k people | White Bear Lake/100k people | Minnesota/100k people | National/100k people |
| Total crime | 326 | n/a (estimate) | 1,411 | 1,863 | 2,119 |
| Murder | 0 | n/a | 0.0 | 2.9 | 5.0 |
| Rape | 4 | n/a | 17.3 | 36.8 | 37.5 |
| Robbery | 2 | n/a | 8.7 | 48.9 | 60.6 |
| Assault | 14 | n/a | 60.6 | 168.0 | 256.1 |
| Violent crime | 20 | n/a (estimate) | 87 | 257 | 359 |
| Burglary | 36 | n/a | 155.8 | 184.7 | 229.2 |
| Theft | 234 | n/a | 1,012.7 | 1,208.5 | 1,272.1 |
| Vehicle theft | 36 | n/a | 155.8 | 213.1 | 258.8 |
| Property crime | 306 | n/a (estimate) | 1,324 | 1,606 | 1,760 |

Crime can be categorized into two primary types: violent and property crimes. Violent crimes encompass offenses such as murder, rape, robbery, and assault, whereas property crimes involve acts like burglary, theft, and vehicle theft. The overall crime rate in White Bear Lake is 33.4% lower than the national average. Specifically, there were 20 violent crimes reported in White Bear Lake, equivalent to 87 per 100,000 residents, which is lower than the national average by 75.9%. Additionally, White Bear Lake recorded 306 property crimes, amounting to 1324 per 100,000 people, lower than the national average by 24.8%.
White Bear Lake shines as one of the safest cities in the United States, thanks to its remarkably low rate of only 87 violent incidents per 100,000 residents. This impressive safety record has made White Bear Lake an attractive choice for individuals seeking a secure and hospitable community to call home.
During the most recently reported crime year, White Bear Lake experienced a total of 0 reported murders. This statistic paints it as a beacon of security when it comes to severe violent crimes. Such an achievement not only instills a profound sense of security for its residents but also sets a high standard for other communities striving to create similarly secure environments. It underscores the area as a place where safety is a top priority, enhancing its appeal as a desirable location to live and thrive.
AreaVibes has conducted polls asking local residents if they feel safe living in White Bear Lake. Based on the results of the surveys (15 responses), 73% of people felt that there was very little crime in White Bear Lake and felt safe walking alone at night. While 27% of people felt that it was not a safe place to live and did not feel safe walking alone at night.
Is White Bear Lake a safe place to live? While the answer may not be straightforward due to variations in safety levels across the city, gaining an understanding of the overall crime rate can prove to be advantageous. In general, White Bear Lake has a crime rate that is lower than the national average by 33%. Breaking this down on a daily basis, it translates to 0.89 daily incidents, encompassing 0.05 violent crimes and 0.84 property crimes. Evaluating these statistics can aid in forming a more informed perspective on the safety of White Bear Lake as a potential place to call home.
Year-over-year crime data allows residents and potential residents to assess the crime in White Bear Lake. A decrease in crime rates may indicate improving safety, while an increase could raise concerns. The year-over-year crime rate in White Bear Lake has decreased by 50.1%. Violent crimes have decreased by 4.8%, while property crimes have decreased by 51.6%. By comparing crime rates from one year to the next, authorities and communities can identify trends and patterns in criminal activity. This helps in understanding whether crime is increasing, decreasing, or remaining stable over time.
White Bear Lake has a poverty rate of 6.3, while the national average is 15.1. In the past, there has been a direct correlation between high or low poverty rates and high or low crime stats. Elevated poverty levels and income disparities can contribute to heightened criminal activity, as individuals may resort to unlawful means to address their fundamental necessities. While lower poverty levels have led to a reduction in typical crime levels compared to other areas.
In White Bear Lake, the cost of living is 8.51% higher than the national average. A high cost of living can induce economic stress for locals, especially those with limited financial resources. When people grapple with soaring housing expenses, utility bills, healthcare costs, and other essential necessities, they may be driven towards criminal activities, including theft or fraud, as a means of financial survival. Conversely, cities boasting a lower cost of living may mitigate economic pressures and potentially result in reduced crime rates.
In White Bear Lake, the median home price stands at $438,198, diverging from the national average of $326,622. Elevated housing costs often induce financial strain among residents. When individuals grapple with the challenges of affording housing, they may find themselves compelled to resort to criminal activities as a means of addressing their financial hardships, including acts like theft or fraud. This predicament is particularly pronounced in areas where housing affordability poses a persistent issue, giving rise to heightened concerns regarding crime. In such instances, some individuals and families may find themselves constrained to reside in cramped or subpar housing conditions, exacerbating stress levels and potentially fostering domestic disputes and associated criminal incidents.

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| Item | White Bear Lake | Minnesota | National |
| Law enforcement employees (officers & civilians) | 34 | 7,759 | 558,732 |
| Police officers & civilians /1000 residents | 1.4 | 1.8 | 3.3 |
| State | Total offenders | Minnesota /100K | National /100K |
| Minnesota | 1,283 | 26 | 266 |
| City | Population | Violent crime/100k people | Property crime/100k people | Total crime/100k people |
| Dellwood, MN | 1,339 | 36 | 225 | 261 |
| Birchwood Village, MN | 1,099 | 36 | 225 | 261 |
| Lake St. Croix Beach, MN | 1,120 | 41 | 259 | 300 |
| North Hudson, WI | 3,906 | 51 | 281 | 332 |
| Afton, MN | 3,114 | 49 | 306 | 355 |
| Lakeland, MN | 1,779 | 52 | 324 | 376 |
| Bayport, MN | 3,875 | 27 | 404 | 431 |
| White Bear Lake, MN | 26,260 | 87 | 1,324 | 1,411 |
| City | Population | Violent crime/100k people | Property crime/100k people | Total crime/100k people |
| Ruskin, FL | 26,287 | 279 | 1,485 | 1,764 |
| McDonough, GA | 26,228 | 335 | 2,625 | 2,960 |
| Franklin, IN | 26,224 | 84 | 1,089 | 1,173 |
| Bay Point, CA | 26,221 | 640 | 2,737 | 3,377 |
| Lochearn, MD | 26,216 | 554 | 2,702 | 3,256 |
| White Bear Lake, MN | 26,260 | 87 | 1,324 | 1,411 |