Cost of Living in Waverly, OH

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11%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
30%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Waverly Ohio National
Cost of living8989100
Groceries9797100
Health care9696100
Housing7074100
Transportation9596100
Utilities9796100
Lifestyle & Entertainment10095100
Household Items9597100
Education & Childcare9793100
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Homes For Sale In Waverly, OH

property for sale

706 Debord Rd

Chillicothe, OH
property for sale

1505 Newland Ridge Rd

Waverly, OH
property for sale

302 Beverly Ave

Waverly, OH
property for sale

989 Howard Rd

Waverly, OH

Cost Of Living Quick Facts

  • The cost of living in Waverly is 1% lower than the Ohio average
  • The cost of living in Waverly is 11% lower than the national average
  • Waverly housing is 30% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Waverly

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$90,927$7,577$2,121$2,728
      Renters$43,551$3,629$1,016$1,307
      The affordability of the housing market in Waverly, OH as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Waverly homeowners, the median income is $90,927. This indicates that a monthly maximum of $2,121 should be spent by homeowners on all housing related costs. Renters have a median income of $43,551. This indicates that renters would have a maximum of $1,016 for their rent related monthly costs.

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Stockdale, OH0964.4%
      Bourneville, OH263963.8%
      Rarden, OH1498218.0%
      Beaver, OH5278217.6%
      Piketon, OH2,2088415.8%
      Waverly, OH4,3078911.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Tiptonville, TN4,3068217.9%
      Cockrell Hill, TX4,306927.9%
      Port Aransas, TX4,30612726.6%
      Red Rock, AZ4,3081054.6%
      Oakwood, GA4,308964.0%
      Waverly, OH4,3078911.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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