A
3%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
16%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Waukesha Wisconsin National
Cost of living10396100
Groceries10099100
Health care9798100
Housing11689100
Transportation9498100
Utilities101101100
Lifestyle & Entertainment9598100
Household Items10199100
Education & Childcare9498100
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An Overview of Cost of Living in Waukesha, WI

The cost of living in Waukesha affects the quality of life one can afford in this new location. It allows people to assess whether they can maintain their preferred lifestyle, including housing, leisure activities and dining options. Your total monthly expenditures can varry depending on the area, as well as many other factors. The cost of living in Waukesha is 103, which is 3% higher than the national average. Knowledge of the cost of living can help individuals make informed decisions about retirement savings, investments, and financial goals.

In Waukesha, daily expenses such as food, housing, lifestyle expenses, transportation and health care are in line with comparable areas and about average when compared to all cities across the nation. This ensures that the cost of living in Waukesha will resemble that of an average city, contributing to a manageable cost of living.

Is Waukesha Affordable?

Is Waukesha affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Waukesha, the median home price is 23.2% higher than the national average and monthly rent prices are 2.2% lower than the typical rates. Additionally, the median income levels play a role in affordability, with Waukesha boasting a median household income of $99,838, 22.8% higher than the national average.

What Factors can Influence the Cost of Living in Waukesha?

Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Waukesha, the housing index comes in at 15.6% higher than the national average.

Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Waukesha, the transportation index stands at 5.6% lower than the national average.

Taxes: Areas with higher taxes, including sales taxes and income taxes, can contribute to a higher cost of living. Paying more tax for everyday household expenses like clothing and food will result in higher costs, as will paying a higher rate of income tax. The general sales tax rate in Waukesha starts at 5% and the income tax rates start at 3.54%.

Where is the Data From?

The cost of living estimates displayed for Waukesha are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.

Cost Of Living Quick Facts

  • The cost of living in Waukesha is 8% higher than the Wisconsin average
  • The cost of living in Waukesha is 3% higher than the national average
  • Waukesha housing is 16% higher than the national average
  • Wisconsin general sales tax is 2% lower than the national average
  • Wisconsin state income tax is 36% higher than the national average

Most Affordable Places to Live in and Around Waukesha

See all the best places to live around Waukesha

Compare Waukesha, WI Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$137,571$11,464$3,210$4,128
      Renters$57,209$4,767$1,335$1,716
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Waukesha, WI, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Waukesha, homeowners have a median income of $137,571. Using that number, a maximum of $3,210 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $57,209, which means there is a maximum of $1,335 to be spent on the costs of renting a home or apartment.

      Wisconsin Sales Tax

      State General Sales Tax With Max Surtax
      Wisconsin 5% 6.75%

      Wisconsin Income Tax

      State Income Tax (Low) Income Tax (High)
      Wisconsin 3.54% 7.65%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      West Milwaukee, WI4,258928.3%
      Lannon, WI1,221946.0%
      West Allis, WI61,432936.8%
      Butler, WI2,034954.6%
      Brown Deer, WI12,298982.4%
      Waukesha, WI73,9021033.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Kissimmee, FL73,9571077.0%
      Mansfield, TX73,97511515.1%
      Lauderhill, FL73,7821065.5%
      Gulfport, MS73,689909.5%
      Decatur, IL74,1638515.3%
      Waukesha, WI73,9021033.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.