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Waterloo Housing Information

IndexWaterlooNew YorkNational
Median home price$86,000$286,300$184,700
Median rent asked$627$1,159$949
Avg. people per household2.42.62.6
Owner occupied households68.6%53.6%63.6%
Renter occupied households31.4%46.4%36.4%
A general summary of the real estate market in Waterloo, NY is listed above. Properties in Waterloo, NY average a cost of $86,000, which is 70% lower than the median home price for real estate located in New York. This means that the region of Waterloo, NY is, on average, more affordable when compared to the remainder of New York. Since tenants living in Waterloo, NY will pay an average of $627, the median rental cost is 46% lower than in New York. 68.6% of people in Waterloo, NY own their own homes, and an average of 2.4 people inhabit each property. Waterloo, NY has many assorted real estate listings available. These range from urban townhouses to inexpensive condos to luxurious residences. We make finding homes for sale and browsing real estate listings effortless. Simply use the search function above, and obtain filtered results according to price, location, bathrooms and bedrooms.

Waterloo Home Affordability

When starting your search for real estate in Waterloo, NY, it is crucial to consider home affordability. When calculating home affordability, the ratio of home price to median household income is one of the methods that is applicable in doing so. On average, a home in Waterloo, NY costs $86,000 while each household has an average income of $51,161. Consequently, the ratio of home price to household income is 1.7x; this ratio is 64% lower than the average in New York. Calculating the home affordability ratio involves dividing the average price of a home by the average income of homes in Waterloo, NY. When the ratio of home price to income is relatively low, the implication is that homes are more affordable on the basis of the home price in comparison with the home income. Note that besides home price to median household income ratio, there are various other factors to put into consideration when determining if home affordability exists. Check the home affordability calculator shown below to calculate how much you can afford to pay for real estate in Waterloo, NY.

Nearby cities with low home prices

City, StatePopulationHome PriceNational Avg.
Savannah, NY437$60,80067%
Clyde, NY1,969$70,30062%
Lyons, NY3,382$71,40061%
Romulus, NY479$72,30061%
Port Byron, NY1,242$82,20055%
Waterloo, NY5,184$86,00053%

Cities with similar population

City, StatePopulationHome PriceNational Avg.
Abbeville, SC5,184$80,40056%
West Loch Estate, HI5,183$503,000172%
North Scituate, MA5,187$540,600193%
Central, SC5,187$112,70039%
Dumfries, VA5,180$166,60010%
Waterloo, NY5,184$86,00053%

Source: The Waterloo, NY housing data displayed above is derived from the 2016 United States Census Bureau American Community Survey (ACS).
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