Waterloo, IL Employment - Median Household Income, Unemployment Rate

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A-

18%

Income/capita NAT. AVG.

29%

Household income NAT. AVG.

53%

Unemployment NAT. AVG.

Index	Waterloo	Illinois	National
Income per capita	$52,929	$47,397	$44,883
Median household income	$104,918	$88,967	$81,333
Median income owner occupied	$129,889	$111,557	$106,172
Median income renter occupied	$57,180	$52,117	$52,080
Median earnings male	$75,496	$60,185	$54,343
Median earnings female	$54,321	$40,368	$38,439
Unemployment rate	2.3%	6.6%	4.9%
Poverty level	3.1%	14.0%	15.1%

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Key findings

The income per capita in Waterloo is 18% higher than the national average
The median household income in Waterloo is 29% higher than the national average
Male median earnings are 41% higher than female median earnings
The unemployment rate in Waterloo is 53% lower than the national average
The poverty level in Waterloo is 79% lower than the national average

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am i middle class

$69,938 $104,918 $209,836

City

$59,305 $88,967 $177,934

State

$54,216 $81,333 $162,666

Nation

According to the PEW research center, the middle class is defined as a range from two thirds (2/3) of the median household income to a multiple of two (2) times the median household income. Displayed above are the city, state and national median household income averages. Simply enter your median household income to determine if your income falls into the middle class or if your household income is considered upper or lower class.

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Waterloo median earnings by income bracket

Waterloo employment by industry

Labour Type	Male	Female
Construction industry	8.4%	8.4%
Manufacturing sector	20.0%	20.0%
Financial & insurance services	4.4%	4.4%
Wholesale & retail services	14.1%	14.1%
Public administration	5.3%	5.3%
Transportation, warehousing & utilities	11.9%	11.9%
Education, health & social services	7.8%	7.8%
Other	25.5%	25.5%

Nearby cities with high median household income

City	Population	Household Income	National Avg.
Grantwood Village, MO	981	$189,545	133.0%
Columbia, IL	10,985	$158,048	94.3%
Sunset Hills, MO	8,664	$150,918	85.6%
Crestwood, MO	12,278	$137,867	69.5%
Smithton, IL	4,157	$130,324	60.2%
Waterloo, IL	10,746	$104,918	29.0%

Cities with similar population

City	Population	Household Income	National Avg.
Little Canada, MN	10,742	$83,026	2.1%
Frederick, CO	10,750	$160,116	96.9%
Cusseta-Chattahoochee County, GA	10,750	$67,473	17.0%
Silverton, OR	10,750	$103,279	27.0%
Celina, OH	10,741	$75,623	7.0%
Waterloo, IL	10,746	$104,918	29.0%

Source: The Waterloo, IL employment data displayed above is derived from the United States Census Bureau American Community Survey (ACS) and include 2026 modeled data developed using proprietary methodologies.