Cost Of Living in Watch Hill, RI

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F

309%

Overall NAT. AVG.

7%

Groceries NAT. AVG.

1,011%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Watch Hill	Rhode Island	National
Cost of living	409	110	100
Groceries	107	103	100
Health care	109	103	100
Housing	1,111	124	100
Transportation	105	104	100
Utilities	107	106	100
Lifestyle & Entertainment	110	107	100
Household Items	103	105	100
Education & Childcare	113	106	100

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Homes For Sale In Watch Hill, RI

1 Bluff Ave Unit 4-1

Westerly, RI

20 Browning Rd

Westerly, RI

Cost Of Living Quick Facts

The cost of living in Watch Hill is 270% higher than the Rhode Island average
The cost of living in Watch Hill is 309% higher than the national average
Watch Hill housing is 1011% higher than the national average
Rhode Island general sales tax is 37% higher than the national average
Rhode Island state income tax is 44% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$177,324	$14,777	$4,137	$5,320
Renters	$71,772	$5,981	$1,675	$2,153

Rhode Island Sales Tax

State	General Sales Tax	With Max Surtax
Rhode Island	7%	7%

Rhode Island Income Tax

State	Income Tax (Low)	Income Tax (High)
Rhode Island	3.75%	5.99%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Fishers Island, NY	63	107	7.4%
Hopkinton, RI	628	102	2.1%
Poquonock Bridge, CT	1,701	105	4.5%
Oxoboxo River, CT	2,855	106	6.0%
New London, CT	27,712	107	6.9%
Watch Hill, RI	202	409	308.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Adona, AR	202	78	22.0%
Stevinson, CA	202	117	16.8%
Rayle, GA	202	83	16.8%
Schoenchen, KS	202	86	13.6%
Carter, OK	202	84	16.1%
Watch Hill, RI	202	409	308.6%