Cost Of Living in Wartrace, TN

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12%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

34%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Wartrace	Tennessee	National
Cost of living	88	92	100
Groceries	98	98	100
Health care	96	97	100
Housing	66	80	100
Transportation	99	97	100
Utilities	101	98	100
Lifestyle & Entertainment	92	97	100
Household Items	101	98	100
Education & Childcare	100	97	100

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Homes For Sale In Wartrace, TN

150 Hord Rd

Wartrace, TN

314 Spring St

Wartrace, TN

2 Haley Rd

, TN

193 Bynum Rd

Bell Buckle, TN

Cost Of Living Quick Facts

The cost of living in Wartrace is 4% lower than the Tennessee average
The cost of living in Wartrace is 12% lower than the national average
Wartrace housing is 34% lower than the national average
Tennessee general sales tax is 37% higher than the national average
Tennessee state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$70,244	$5,854	$1,639	$2,108
Renters	$32,041	$2,670	$748	$961

Tennessee Sales Tax

State	General Sales Tax	With Max Surtax
Tennessee	7%	9.75%

Tennessee Income Tax

State	Income Tax (Low)	Income Tax (High)
Tennessee	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Lakewood Park, TN	957	81	19.4%
Normandy, TN	164	91	9.2%
Manchester, TN	11,241	92	8.4%
Shelbyville, TN	22,648	92	8.3%
Tullahoma, TN	20,737	93	7.0%
Wartrace, TN	675	88	11.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Fairview, AL	675	91	8.6%
Rocky Ripple, IN	675	94	5.7%
Canton, KS	675	87	13.1%
Hardin, MO	675	84	15.9%
Clinton, MT	675	106	5.7%
Wartrace, TN	675	88	11.5%