Cost Of Living in Wadsworth, IL

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D-

23%

Overall NAT. AVG.

1%

Groceries NAT. AVG.

77%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Wadsworth	Illinois	National
Cost of living	123	98	100
Groceries	101	100	100
Health care	100	100	100
Housing	177	95	100
Transportation	101	101	100
Utilities	103	99	100
Lifestyle & Entertainment	99	100	100
Household Items	99	100	100
Education & Childcare	101	100	100

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Homes For Sale In Wadsworth, IL

14705 W Concord Ct

Wadsworth, IL

37100 N Thoroughbred Dr

Old Mill Creek, IL

17049 W Edwards Rd

Antioch, IL

39302 N Queensbury Ln

Beach Park, IL

Cost Of Living Quick Facts

The cost of living in Wadsworth is 26% higher than the Illinois average
The cost of living in Wadsworth is 23% higher than the national average
Wadsworth housing is 77% higher than the national average
Illinois general sales tax is 22% higher than the national average
Illinois state income tax is 91% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$147,915	$12,326	$3,451	$4,438
Renters	$180,779	$15,065	$4,218	$5,424

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Wadsworth, IL, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Wadsworth, homeowners have a median income of $147,915. Using that number, a maximum of $3,451 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $180,779, which means there is a maximum of $4,218 to be spent on the costs of renting a home or apartment.

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Park City, IL	7,894	82	18.2%
North Chicago, IL	30,865	95	5.0%
Round Lake Park, IL	8,005	95	5.3%
Waukegan, IL	90,063	96	4.1%
Zion, IL	24,329	96	3.7%
Wadsworth, IL	3,604	123	23.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Oakhurst, NJ	3,604	148	47.7%
Pelham, GA	3,603	85	15.4%
Hubbard, OR	3,603	119	19.4%
Okanagan-Similkameen C, BC	3,603	n/a
Gunnison, UT	3,602	105	5.1%
Wadsworth, IL	3,604	123	23.4%