Virgil, Illinois Cost Of Living

B-

2%

Overall NAT. AVG.

2%

Goods & Services NAT. AVG.

4%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Virgil	Illinois	National
Cost of living	102	97	100
Goods & Services	98	96	100
Groceries	94	97	100
Health care	107	98	100
Housing	104	95	100
Transportation	119	104	100
Utilities	96	96	100

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Cost Of Living Quick Facts

The cost of living in Virgil is 5% higher than the Illinois average
The cost of living in Virgil is 2% higher than the national average
Virgil housing is 4% higher than the national average
Illinois general sales tax is 22% higher than the national average
Illinois state income tax is 119% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$94,861	$7,905	$2,213	$2,846
Renters	$58,125	$4,844	$1,356	$1,744

Illinois Sales Tax

State	General Sales Tax	With Max Surtax
Illinois	6.25%	10.25%

Illinois Income Tax

State	Income Tax (Low)	Income Tax (High)
Illinois	4.95%	4.95%

Goods & Services

Item	Virgil	National avg.	Difference
Haircut	$17.46	$20.27	13.9%
Beauty Salon	$33.22	$40.39	17.8%
Toothpaste	$3.09	$2.36	31.2%
Shampoo	$0.94	$1.08	13.0%
Movie	$8.80	$10.99	19.9%
Bowling	$11.91	$15.49	23.1%

Groceries

Item	Virgil	National avg.	Difference
Ground Beef	$4.57	$4.30	6.3%
Fried Chicken	$1.63	$1.40	16.3%
Milk	$1.75	$2.20	20.7%
Potatoes	$2.27	$3.22	29.6%
Pizza	$10.45	$10.74	2.7%
Beer	$9.09	$9.60	5.3%

Health Care

Item	Virgil	National avg.	Difference
Optometrist	$77.90	$109.73	29.0%
Doctor	$167.37	$118.34	41.4%
Dentist	$98.39	$100.94	2.5%
Ibuprofen	$9.91	$9.93	0.2%
Lipitor	$490.32	$469.53	4.4%

Housing

Item	Virgil	National avg.	Difference
Home Price	$188,200.00	$184,700.00	1.9%
Avg. Mortgage Payment	$824.79	$1,229.62	32.9%
Apartment Rent	$1,042.00	$949.00	9.8%

Transportation

Item	Virgil	National avg.	Difference
Gasoline	$2.91	$2.71	7.2%
Tire Balancing	$71.52	$51.86	37.9%

Utilities

Item	Virgil	National avg.	Difference
All Electricity	$154.85	$170.84	9.4%
Phone	$194.67	$187.18	4.0%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Genoa, IL	4,930	94	6.0%
Waterman, IL	1,527	95	4.8%
DeKalb, IL	43,269	95	4.6%
Cortland, IL	4,135	96	4.2%
Carpentersville, IL	38,275	102	2.4%
Virgil, IL	355	102	1.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Fisher, AR	355	80	19.9%
Tolani Lake, AZ	355	86	14.2%
Grafton, IA	355	79	21.1%
Payne Gap, KY	355	73	27.3%
Gaastra, MI	355	81	19.5%
Virgil, IL	355	102	1.5%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.