Cost Of Living in Vernon, NY

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A

1%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

27%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Vernon	New York	National
Cost of living	99	121	100
Groceries	105	106	100
Health care	108	110	100
Housing	73	144	100
Transportation	113	113	100
Utilities	111	112	100
Lifestyle & Entertainment	107	111	100
Household Items	107	106	100
Education & Childcare	118	118	100

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Homes For Sale In Vernon, NY

5166 W Seneca St

Vernon, NY

10 Front St

Vernon, NY

Cost Of Living Quick Facts

The cost of living in Vernon is 18% lower than the New York average
The cost of living in Vernon is 1% lower than the national average
Vernon housing is 27% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$124,443	$10,370	$2,903	$3,734
Renters	$59,853	$4,988	$1,396	$1,796

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Westmoreland, NY	511	110	9.6%
Bridgewater, NY	491	91	8.5%
Oriskany Falls, NY	793	94	5.5%
Munnsville, NY	437	95	5.2%
Whitesboro, NY	3,707	95	4.6%
Vernon, NY	1,548	99	1.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Clara City, MN	1,548	92	7.5%
Hawthorne, FL	1,547	97	2.7%
Traer, IA	1,547	88	11.9%
Sedgwick, KS	1,547	91	8.8%
Linn, MO	1,549	86	13.7%
Vernon, NY	1,548	99	1.4%