Cost of Living in Utica, IN

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A+
8%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
19%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Utica Indiana National
Cost of living9289100
Groceries9597100
Health care9797100
Housing8172100
Transportation9996100
Utilities9596100
Lifestyle & Entertainment9895100
Household Items9598100
Education & Childcare9594100
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Homes For Sale In Utica, IN

property for sale

309 Franklin St

Jeffersonville, IN
property for sale

201 S 3rd St

Jeffersonville, IN
property for sale

728 Lillian Way

Utica, IN
property for sale

111 S 2nd St

Jeffersonville, IN

Cost Of Living Quick Facts

  • The cost of living in Utica is 3% higher than the Indiana average
  • The cost of living in Utica is 8% lower than the national average
  • Utica housing is 19% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around Utica

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$91,613$7,634$2,137$2,749
      Renters$62,323$5,194$1,454$1,870

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Watterson Park, KY9888712.8%
      West Buechel, KY2,1138712.6%
      Shively, KY16,0918712.8%
      Lynnview, KY7798812.2%
      Poplar Hills, KY4168811.7%
      Utica, IN990928.0%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Wakefield, KS990919.5%
      Hawesville, KY9908515.2%
      Fordoche, LA990928.1%
      Climax, MI9909010.2%
      Clarkfield, MN9908416.1%
      Utica, IN990928.0%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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