Cost of Living in Union City, IN

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20%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
59%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Union City Indiana National
Cost of living8089100
Groceries9897100
Health care9797100
Housing4172100
Transportation9796100
Utilities9596100
Lifestyle & Entertainment9495100
Household Items9698100
Education & Childcare9994100
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Homes For Sale In Union City, IN

property for sale

438 W Division St

Union City, IN
property for sale

344 N Union St

Union City, IN
property for sale

317 N High St

Union City, IN
property for sale

1208 Noffsinger ST

Union City, IN

Cost Of Living Quick Facts

  • The cost of living in Union City is 10% lower than the Indiana average
  • The cost of living in Union City is 20% lower than the national average
  • Union City housing is 59% lower than the national average
  • Indiana general sales tax is 37% higher than the national average
  • Indiana state income tax is 21% higher than the national average

Most Affordable Places to Live in and Around Union City

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$55,440$4,620$1,294$1,663
      Renters$30,953$2,579$722$929

      Indiana Sales Tax

      State General Sales Tax With Max Surtax
      Indiana 7% 7%

      Indiana Income Tax

      State Income Tax (Low) Income Tax (High)
      Indiana 3.15% 3.15%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Hollansburg, OH2827822.2%
      Union City, OH1,7057921.3%
      Ridgeville, IN5677722.8%
      Saratoga, IN2597822.4%
      New Weston, OH698020.3%
      Union City, IN3,4918019.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Hoosick Falls, NY3,491982.2%
      Carman, MB3,491n/a 
      Westway, TX3,4908712.6%
      Day Valley, CA3,492204103.9%
      Jefferson, OH3,492928.5%
      Union City, IN3,4918019.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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