Cost Of Living in Unicoi, TN

A+

3%

Overall NAT. AVG.

0%

Goods & Services NAT. AVG.

11%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2023 and was released from C2ER in January, 2024; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Unicoi	Tennessee	National
Cost of living	97	89	100
Goods & Services	100	94	100
Groceries	98	98	100
Health care	110	88	100
Housing	89	80	100
Transportation	92	89	100
Utilities	108	93	100

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Cost Of Living Quick Facts

The cost of living in Unicoi is 8% higher than the Tennessee average
The cost of living in Unicoi is 3% lower than the national average
Unicoi housing is 11% lower than the national average
Tennessee general sales tax is 37% higher than the national average
Tennessee state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$52,042	$4,337	$1,214	$1,561
Renters	$19,087	$1,591	$445	$573

The affordability of the housing market in Unicoi, TN as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Unicoi homeowners, the median income is $52,042. This indicates that a monthly maximum of $1,214 should be spent by homeowners on all housing related costs. Renters have a median income of $19,087. This indicates that renters would have a maximum of $445 for their rent related monthly costs.

Tennessee Sales Tax

State	General Sales Tax	With Max Surtax
Tennessee	7%	9.75%

Tennessee Income Tax

State	Income Tax (Low)	Income Tax (High)
Tennessee	0%	0%

Goods & Services

Item	Unicoi	National avg.	Difference
Haircut	$28.00	$24.26	15.4%
Beauty Salon	$48.22	$45.56	5.8%
Toothpaste	$3.80	$3.70	2.6%
Shampoo	$1.33	$1.28	3.6%
Movie	$13.07	$12.13	7.7%
Bowling	$15.89	$18.00	11.7%

Groceries

Item	Unicoi	National avg.	Difference
Ground Beef	$6.47	$5.84	10.7%
Fried Chicken	$1.46	$1.57	7.0%
Milk	$4.61	$4.67	1.3%
Potatoes	$5.27	$4.93	6.7%
Pizza	$10.44	$12.09	13.6%
Beer	$10.44	$10.41	0.3%

Health Care

Item	Unicoi	National avg.	Difference
Optometrist	$155.11	$125.68	23.4%
Doctor	$166.73	$135.78	22.8%
Dentist	$113.89	$113.29	0.5%
Ibuprofen	$10.57	$10.65	0.7%
Lipitor	$509.86	$468.60	8.8%

Housing

Item	Unicoi	National avg.	Difference
Home Price	$167,800.00	$184,700.00	9.1%
Avg. Mortgage Payment	$2,256.40	$2,346.69	3.8%
Apartment Rent	$801.00	$949.00	15.6%

Transportation

Item	Unicoi	National avg.	Difference
Gasoline	$3.29	$3.46	5.0%
Tire Balancing	$49.99	$59.92	16.6%

Utilities

Item	Unicoi	National avg.	Difference
All Electricity	$221.84	$193.99	14.4%
Phone	$186.82	$192.25	2.8%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Telford, TN	990	78	21.6%
Banner Hill, TN	1,396	87	13.1%
Central, TN	1,926	90	10.3%
Elizabethton, TN	13,568	90	10.2%
Erwin, TN	5,910	90	9.8%
Unicoi, TN	3,572	97	3.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Lockeford, CA	3,572	138	38.2%
Hannahs Mill, GA	3,571	85	14.6%
Guilford, PA	3,571	109	8.7%
Abingdon, IL	3,570	83	17.2%
Dixmoor, IL	3,570	90	10.2%
Unicoi, TN	3,572	97	3.4%