Cost of Living in Underwood, ND

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A+
6%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
14%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Underwood North Dakota National
Cost of living9495100
Groceries9899100
Health care9999100
Housing8686100
Transportation9498100
Utilities103104100
Lifestyle & Entertainment9597100
Household Items9999100
Education & Childcare9698100
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Homes For Sale In Underwood, ND

property for sale

900 Progress Pl

Underwood, ND
property for sale

207 Roosevelt Ave

Underwood, ND
property for sale

415 Summit St

Underwood, ND
property for sale

804 2nd St SW

Mercer, ND
See the Newest Homes For Sale In Underwood, ND

Cost Of Living Quick Facts

  • The cost of living in Underwood is 1% lower than the North Dakota average
  • The cost of living in Underwood is 6% lower than the national average
  • Underwood housing is 14% lower than the national average
  • North Dakota general sales tax is 2% lower than the national average
  • North Dakota state income tax is 58% lower than the national average

Most Affordable Places to Live in and Around Underwood

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      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$118,856$9,905$2,773$3,566
      Renters$58,789$4,899$1,372$1,764

      North Dakota Sales Tax

      State General Sales Tax With Max Surtax
      North Dakota 5% 8%

      North Dakota Income Tax

      State Income Tax (Low) Income Tax (High)
      North Dakota 1.1% 2.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Stanton, ND4108515.2%
      Turtle Lake, ND4918712.6%
      Coleharbor, ND958910.8%
      Garrison, ND1,770919.0%
      Washburn, ND1,406972.9%
      Underwood, ND786945.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Mulga, AL7868317.1%
      Ruthven, IA7868316.7%
      Elliott, MS7867921.5%
      Minto, ND7868514.9%
      Spencer, NY786973.1%
      Underwood, ND786945.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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