For Sale
For Rent

Find real estate listings

Find rental listings

A+ Troy Amenities Lots of amenities close to this location
C Troy Cost of Living Cost of living is 18% lower than New York
973% less expensive than the US average
New York
11919% more expensive than the US average
United States
100National cost of living index
Troy cost of living
F Troy Crime Total crime is 124% higher than New York
Total crime
4,19652% higher than the US average
Chance of being a victim
1 in 2452% higher than the US average
Year-over-year crime
-14%Year over year crime is down
Troy crime
F Troy Employment Household income is 34% lower than New York
Median household income
$39,84728% lower than the US average
Income per capita
$21,91927% lower than the US average
Unemployment rate
6%30% higher than the US average
Troy employment
F Troy Housing Home value is 50% lower than New York
Median home value
$144,30022% lower than the US average
Median rent price
$84811% lower than the US average
Home ownership
38%41% lower than the US average
Troy real estate or Troy rentals
F Troy Schools HS graduation rate is 2% lower than New York
High school grad. rates
80%3% lower than the US average
School test scores
39%20% lower than the US average
Student teacher ratio
n/aequal to the US average
Troy K-12 schools or Troy colleges

Living in Troy, NY

Located in the state of New York, Troy is a medium-sized city with a population of 49,881 people. In Troy, there are 4,816 people per square mile, which is well above the national population density average. If we look at the most recent Census, Troy is known to have a predominantly White population. The next two most common races are Black and Asian. If you are a young adult or student, you might be pleased to know that the average age of all Troy residents is 31.

Living in Troy can be a fulfilling experience for anyone relocating to the area. Having said that, in the state of New York, there are many incredible places to live, so choose wisely! The best areas in Troy and in surrounding cities are easier to find when you are able to make informed decisions. Using data from cost of living, education, employment, housing, you will see a detailed breakdown of the most important information as well as comparisons to the New York and national averages.

Using data and statistics Troy has received a livability score of 58 out of 100. This score is ranked in the 13th percentile when compared to all other cities. This is a poor rating when compared to the average of other places in the country. If we examine each of the categories individually, we see that Troy ranks well for amenities (A+). Troy does not score well for the following: crime (F), weather (D-), education (F), employment (F) and housing (F). It might be a good idea to take a closer look at each category to find out why.

Conveniently located amenities and interesting attractions are a great way to continuously enjoy Troy on a regular basis. Knowing that there are an abundance of amenities and things to do can ensure that you always have access to nearby grocery stores, restaurants and coffee shops. Here are some of the more popular things to do in Troy: The Children's Museum of Science and Technology (The Junior Museum), Troy Waterfront Farmers' Market, and Contemporary Artists Center.

There are many factors that go into deciding if an area is the right fit for your lifestyle. Certain “must haves” like low crime, great schools and nearby amenities are all at the top of most people's lists. But before even considering if those options are available, most people will need to know if the real estate in Troy is actually affordable. Median real estate prices in Troy come in at $144,300, which is 49.6% lower than the New York average. The home price to income ratio compares the median home prices to the median household income. In Troy, the home price to income ratio is 3.6, which is 23.4% lower than the New York average. Purchasing your new home can come with many financial benefits, some of which are more lucrative than others. Perhaps the most notable benefit could be the appreciation of your new home. Home appreciation rates are a good way to generate tax-free equity on a long term basis. The year over year appreciation rates in Troy were 6.7%, and the 5 year appreciation rates came in at 2.9%.

Check Your Commute Time

Monthly costs include: fuel, maintenance, tires, insurance, license fees, taxes, depreciation, and financing.
See more Troy, NY transportation information

Compare Troy, NY Livability To Other Cities

Best Neighborhoods In & Around Troy, NY

PlaceLivability scoreScoreMilesPopulationPop.
Buckingham Lake-Crestwood, Albany788.64,881
Campus Area-University District, Albany748.611,996
Melrose, Albany747.72,295
Center Square, Albany717.32,744
PlaceLivability scoreScoreMilesPopulationPop.
Bishop's Gate, Albany715.7988
Park South, Albany697.51,627
Dunes, Albany699.71,058
Upper Washington Avenue, Albany687.21,269

Best Cities Near Troy, NY

PlaceLivability scoreScoreMilesPopulationPop.
Menands, NY8043,998
Westmere, NY8010.66,778
Hampton Manor, NY808.22,034
Niskayuna, NY7712.64,548
PlaceLivability scoreScoreMilesPopulationPop.
East Greenbush, NY77104,960
Broadalbin, NY7634.41,264
Hagaman, NY7629.41,371
Saratoga Springs, NY7623.527,447
See all New York cities

How Do You Rate The Livability In Troy?

1. Select a livability score between 1-100
2. Select any tags that apply to this area View results

Troy Reviews

Write a review about Troy Tell people what you like or don't like about Troy…
Review Troy
Overall rating Rollover stars and click to rate
Rate local amenities Rollover bars and click to rate
Living in Troy, New York

I lived in Troy, New York for a number of years before moving away recently, and during my time there I fell in love with the small city feel that Troy provides and its picturesque setting along the water near New York's capitol city. Located just outside Albany along the Hudson River Troy is a small centuries-old town that began thriving during the period of European settlement so long ago. Unlike nearby Albany or the metropolis of New York City hours to the south Troy is a slow-moving and historically preserved slice of Americana nestled in a wonderful northeastern landscape of trees and water.

The biggest downside to Troy that I have found in all my years associated with the city lies in the fact that most people not from there do not realize what sites it has. Passing by Troy on the interstate all that can be seen is the factory and warehouse district. It is a decrepit looking area with some abandoned buildings and boring parking garages. But once a traveler ventures further into town and off the highway the true beauty and appeal of Troy becomes apparent. I love how the small downtown has almost perfectly preserved the 19th Century feel it once had. The main street is full of old churches and homes looking like they came from old-style Europe. There is small concert hall, antiques shops and locally-owned businesses dotting the bustling but calm downtown.

All of that small-town feel does come at a price. Those looking for a big city hustle and bustle with a packed calendar of events will be disappointed and bored. Troy has relatively little in the way of unique restaurant offerings or nightlife. With less than 50,000 people in the city it moves at a slower pace and is focused on a sense of community, not the big-city feeling of being able to get anything you need any time of day. If that slow quaint style is appealing you will feel right at home in Troy, however. Walkways and parks provide space for afternoon picnics and museums and displays show off the city's history for anyone interested. It is truly a place where culture and a calm lifestyle are encouraged, and for those living there it's the perfect way to do things.
  • 0 0
Reason for reporting
Source: The Troy, NY data and statistics displayed above are derived from the 2016 United States Census Bureau American Community Survey (ACS).
Are you looking to buy or sell?
What style of home are you
What is your
When are you looking to
ASAP1-3 mos.3-6 mos.6-9 mos.1 yr+
Connect with top real estate agents
By submitting this form, you consent to receive text messages, emails, and/or calls (may be recorded; and may be direct, autodialed or use pre-recorded/artificial voices even if on the Do Not Call list) from AreaVibes or our partner real estate professionals and their network of service providers, about your inquiry or the home purchase/rental process. Messaging and/or data rates may apply. Consent is not a requirement or condition to receive real estate services. You hereby further confirm that checking this box creates an electronic signature with the same effect as a handwritten signature.