Cost of Living in Tracy City, TN

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14%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
39%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Tracy City Tennessee National
Cost of living8692100
Groceries9698100
Health care9897100
Housing6180100
Transportation9697100
Utilities9698100
Lifestyle & Entertainment9497100
Household Items9998100
Education & Childcare9797100
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Homes For Sale In Tracy City, TN

property for sale

64 Crawfish Ct

Tracy City, TN
property for sale

78 Dwellings Dr

Tracy City, TN
property for sale

51 Dwellings Dr

Tracy City, TN
property for sale

33 Dwellings Dr

Tracy City, TN

Cost Of Living Quick Facts

  • The cost of living in Tracy City is 7% lower than the Tennessee average
  • The cost of living in Tracy City is 14% lower than the national average
  • Tracy City housing is 39% lower than the national average
  • Tennessee general sales tax is 37% higher than the national average
  • Tennessee state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Tracy City

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$107,474$8,956$2,508$3,225
      Renters$34,429$2,869$803$1,033

      Tennessee Sales Tax

      State General Sales Tax With Max Surtax
      Tennessee 7% 9.75%

      Tennessee Income Tax

      State Income Tax (Low) Income Tax (High)
      Tennessee 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Pelham, TN341963.6%
      Beersheba Springs, TN787963.6%
      Altamont, TN1,0228019.8%
      Coalmont, TN8778118.6%
      Palmer, TN7238218.1%
      Tracy City, TN1,8558614.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Priest River, ID1,855972.8%
      Déléage, QC1,855n/a 
      Pierre Part, LA1,8549010.1%
      Idalou, TX1,8548910.6%
      Oak Leaf, TX1,85411414.2%
      Tracy City, TN1,8558614.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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