Cost of Living in Townsend, MT

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A+
4%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
17%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Townsend Montana National
Cost of living96102100
Groceries102103100
Health care101102100
Housing83101100
Transportation102100100
Utilities102104100
Lifestyle & Entertainment100100100
Household Items101100100
Education & Childcare103102100
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Homes For Sale In Townsend, MT

property for sale

460 Lower Deep Creek Rd

Townsend, MT
property for sale

30 Nez Perce Trl

Townsend, MT
property for sale

TBD Whitehorse Rd

, MT
property for sale

51 Whitehorse Rd

Townsend, MT
See the Newest Homes For Sale In Townsend, MT

Cost Of Living Quick Facts

  • The cost of living in Townsend is 5% lower than the Montana average
  • The cost of living in Townsend is 4% lower than the national average
  • Townsend housing is 17% lower than the national average
  • Montana general sales tax is 100% lower than the national average
  • Montana state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Townsend

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Compare Townsend, MT Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$88,942$7,412$2,075$2,669
      Renters$60,942$5,079$1,422$1,828

      Montana Sales Tax

      State General Sales Tax With Max Surtax
      Montana 0% 0%

      Montana Income Tax

      State Income Tax (Low) Income Tax (High)
      Montana 1% 6.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Toston, MT371010.9%
      Radersburg, MT581087.9%
      Winston, MT32611212.1%
      The Silos, MT44411918.5%
      Spokane Creek, MT45012726.8%
      Townsend, MT2,130963.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bellerose Terrace, NY2,13014040.3%
      Pine Grove, PA2,1308811.9%
      Hunter, TN2,1308811.6%
      Coalville, UT2,13011312.8%
      West Rutland, VT2,130990.7%
      Townsend, MT2,130963.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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