Cost Of Living in Town of Pines, IN

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12%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

35%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Town of Pines	Indiana	National
Cost of living	88	89	100
Groceries	98	97	100
Health care	96	97	100
Housing	65	72	100
Transportation	93	96	100
Utilities	99	96	100
Lifestyle & Entertainment	99	95	100
Household Items	99	98	100
Education & Childcare	99	94	100

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Homes For Sale In Town of Pines, IN

3640 Henry St

Michigan City, IN

1601 Columbia Ave

Michigan City, IN

Cost Of Living Quick Facts

The cost of living in Town of Pines is 1% lower than the Indiana average
The cost of living in Town of Pines is 12% lower than the national average
Town of Pines housing is 35% lower than the national average
Indiana general sales tax is 37% higher than the national average
Indiana state income tax is 21% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$68,641	$5,720	$1,602	$2,059
Renters	$86,226	$7,186	$2,012	$2,587

Indiana Sales Tax

State	General Sales Tax	With Max Surtax
Indiana	7%	7%

Indiana Income Tax

State	Income Tax (Low)	Income Tax (High)
Indiana	3.15%	3.15%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Wheeler, IN	237	96	3.8%
Kingsford Heights, IN	1,431	81	18.7%
Michigan City, IN	32,068	86	13.9%
La Porte, IN	21,881	87	12.8%
Kingsbury, IN	194	88	12.3%
Town of Pines, IN	764	88	12.2%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Clayhatchee, AL	764	83	16.6%
Hugo, CO	764	92	7.6%
Coggon, IA	764	88	12.0%
Melbourne, IA	764	86	14.2%
New Harmony, IN	764	90	10.3%
Town of Pines, IN	764	88	12.2%