Cost Of Living in Timber Lake, SD

Get 300+ Local Insights for Any Address in Timber Lake, SD

Get Access to 300+ Local Data Points

A+

18%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

55%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Timber Lake	South Dakota	National
Cost of living	82	92	100
Groceries	98	99	100
Health care	99	97	100
Housing	45	77	100
Transportation	94	96	100
Utilities	103	103	100
Lifestyle & Entertainment	95	94	100
Household Items	99	96	100
Education & Childcare	96	98	100

Does this Area Fit Your Budget?

Know the community before you call it home
Compare multiple areas side by side
Access over 300 data points for any address

GET REPORT →

Cost Of Living Quick Facts

The cost of living in Timber Lake is 11% lower than the South Dakota average
The cost of living in Timber Lake is 18% lower than the national average
Timber Lake housing is 55% lower than the national average
South Dakota general sales tax is 12% lower than the national average
South Dakota state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Timber Lake

See all the best places to live around Timber Lake

Compare Timber Lake, SD Cost of Living

Write a review to give others more information about this area.

See all Timber Lake poll results

The best places in South Dakota

Here are the best places to live in South Dakota

Most Dangerous States In The US

These are the 10 cheapest cities in South Dakota

Safest States In The US

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$117,521	$9,793	$2,742	$3,526
Renters	$47,914	$3,993	$1,118	$1,438

South Dakota Sales Tax

State	General Sales Tax	With Max Surtax
South Dakota	4.5%	6%

South Dakota Income Tax

State	Income Tax (Low)	Income Tax (High)
South Dakota	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Whitehorse, SD	254	89	10.9%
Timber Lake, SD	692	82	18.1%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Lenox, GA	692	83	17.4%
Rose City, MI	692	79	20.9%
Brandon, MN	692	90	9.5%
Clear Lake, MN	692	100	0.2%
Bevier, MO	692	81	18.9%
Timber Lake, SD	692	82	18.1%