Cost of Living in Three Mile Bay, NY

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B+
3%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
11%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Three Mile Bay New York National
Cost of living103121100
Groceries105106100
Health care108110100
Housing89144100
Transportation113113100
Utilities111112100
Lifestyle & Entertainment107111100
Household Items107106100
Education & Childcare118118100
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Homes For Sale In Three Mile Bay, NY

property for sale

22341 Luff Shores Ln

Three Mile Bay, NY
property for sale

County Route 57

Three Mile Bay, NY
property for sale

20298 S Shore Rd

Three Mile Bay, NY
property for sale

Fire Road 22

Lyme, NY

Cost Of Living Quick Facts

  • The cost of living in Three Mile Bay is 14% lower than the New York average
  • The cost of living in Three Mile Bay is 3% higher than the national average
  • Three Mile Bay housing is 11% lower than the national average
  • New York general sales tax is 22% lower than the national average
  • New York state income tax is 54% higher than the national average

Most Affordable Places to Live in and Around Three Mile Bay

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Compare Three Mile Bay, NY Cost of Living

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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$72,352$6,029$1,688$2,171
      Renters$0$0$0$0

      New York Sales Tax

      State General Sales Tax With Max Surtax
      New York 4% 8.875%

      New York Income Tax

      State Income Tax (Low) Income Tax (High)
      New York 4% 10.9%

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      Three Mile Bay, NY1881033.3%

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      Three Mile Bay, NY1881033.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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