Cost of Living in Thompson Falls, MT

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A+
6%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
21%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Thompson Falls Montana National
Cost of living94102100
Groceries101103100
Health care102102100
Housing79101100
Transportation98100100
Utilities98104100
Lifestyle & Entertainment106100100
Household Items98100100
Education & Childcare100102100
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Homes For Sale In Thompson Falls, MT

property for sale

47 Dickson DR

Thompson Falls, MT
property for sale

1519 Blue Slide Rd

Thompson Falls, MT
property for sale

45 Shoreline Dr

Thompson Falls, MT
property for sale

1816 Pinetree Holw

Thompson Falls, MT

Cost Of Living Quick Facts

  • The cost of living in Thompson Falls is 7% lower than the Montana average
  • The cost of living in Thompson Falls is 6% lower than the national average
  • Thompson Falls housing is 21% lower than the national average
  • Montana general sales tax is 100% lower than the national average
  • Montana state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Thompson Falls

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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$94,342$7,862$2,201$2,831
      Renters$48,240$4,020$1,126$1,447

      Montana Sales Tax

      State General Sales Tax With Max Surtax
      Montana 0% 0%

      Montana Income Tax

      State Income Tax (Low) Income Tax (High)
      Montana 1% 6.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Belknap, MT2591010.5%
      Thompson Falls, MT1,545945.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Dawson, MN1,5458515.4%
      Oakdale, PA1,545955.4%
      Garretson, SD1,545928.3%
      Humber Arm South, NL1,545n/a 
      Mount Vernon, AL1,5448514.7%
      Thompson Falls, MT1,545945.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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