Cost of Living in Thief River Falls, MN

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13%
Overall NAT. AVG.
9%
Goods & Services NAT. AVG.
23%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Thief River Falls Minnesota National
Cost of living8799100
Goods & Services92100100
Groceries93101100
Health care101102100
Housing77100100
Transportation9396100
Utilities8595100
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Homes For Sale In Thief River Falls, MN

property for sale

2008 Nelson Dr

Thief River Falls, MN
property for sale

917 Main Ave N

Thief River Falls, MN
property for sale

214 Markley Ave N

Thief River Falls, MN
property for sale

322 Oriole Ave N

Thief River Falls, MN

Cost Of Living Quick Facts

  • The cost of living in Thief River Falls is 12% lower than the Minnesota average
  • The cost of living in Thief River Falls is 13% lower than the national average
  • Thief River Falls housing is 23% lower than the national average
  • Minnesota general sales tax is 35% higher than the national average
  • Minnesota state income tax is 106% higher than the national average

Most Affordable Places to Live in and Around Thief River Falls

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Compare Thief River Falls, MN Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$94,517$7,876$2,205$2,836
      Renters$59,754$4,980$1,394$1,793
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Thief River Falls, MN, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Thief River Falls, homeowners have a median income of $94,517. Using that number, a maximum of $2,205 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $59,754, which means there is a maximum of $1,394 to be spent on the costs of renting a home or apartment.

      Minnesota Sales Tax

      State General Sales Tax With Max Surtax
      Minnesota 6.875% 7.875%

      Minnesota Income Tax

      State Income Tax (Low) Income Tax (High)
      Minnesota 5.35% 9.85%

      Goods & Services

      Item Thief River Falls National avg. Difference
      Haircut $21.84$27.6220.9%
      Beauty Salon $38.57$51.1124.5%
      Toothpaste $4.22$4.093.1%
      Shampoo $1.32$1.5414.4%
      Movie $10.21$12.8820.7%
      Yoga $15.14$19.6623.0%

      Groceries

      Item Thief River Falls National avg. Difference
      Ground Beef $7.61$7.701.2%
      Fried Chicken $1.55$1.666.8%
      Milk $4.50$4.734.9%
      Potatoes $4.63$5.2611.9%
      Pizza $11.88$12.766.9%
      Beer $10.28$10.552.6%

      Health Care

      Item Thief River Falls National avg. Difference
      Optometrist $154.51$140.0610.3%
      Doctor $154.79$153.820.6%
      Dentist $157.03$123.1527.5%
      Ibuprofen $11.42$11.732.7%
      Lipitor $12.73$23.6146.1%

      Housing

      Item Thief River Falls National avg. Difference
      Home Price $252,560.00$326,622.0022.7%
      Avg. Mortgage Payment $2,218.31$2,480.2510.6%
      Apartment Rent $1,116.00$1,444.0022.7%

      Transportation

      Item Thief River Falls National avg. Difference
      Gasoline $2.74$3.0610.4%
      Tire Balancing $65.88$65.211.0%

      Utilities

      Item Thief River Falls National avg. Difference
      All Electricity $165.97$220.1224.6%
      Phone $198.39$195.711.4%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Holt, MN85928.5%
      Viking, MN1397722.5%
      Plummer, MN2888416.1%
      St. Hilaire, MN2598713.2%
      Thief River Falls, MN9,0328712.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Kulpsville, PA9,03111818.0%
      Matawan, NJ9,03312828.0%
      Sandpoint, ID9,03011413.6%
      Oxford, NC9,027955.3%
      Ridgefield, WA9,02714040.2%
      Thief River Falls, MN9,0328712.7%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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