Cost Of Living in Theresa, NY

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A-

2%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

17%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Theresa	New York	National
Cost of living	102	121	100
Groceries	105	106	100
Health care	108	110	100
Housing	83	144	100
Transportation	113	113	100
Utilities	111	112	100
Lifestyle & Entertainment	107	111	100
Household Items	107	106	100
Education & Childcare	118	118	100

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Homes For Sale In Theresa, NY

34371 County Route 46

Theresa, NY

35125 County Route 46

Theresa, NY

107 High St

Theresa, NY

105 Church St

Theresa, NY

Cost Of Living Quick Facts

The cost of living in Theresa is 16% lower than the New York average
The cost of living in Theresa is 2% higher than the national average
Theresa housing is 17% lower than the national average
New York general sales tax is 22% lower than the national average
New York state income tax is 54% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$124,666	$10,389	$2,909	$3,740
Renters	$69,163	$5,764	$1,614	$2,075

New York Sales Tax

State	General Sales Tax	With Max Surtax
New York	4%	8.875%

New York Income Tax

State	Income Tax (Low)	Income Tax (High)
New York	4%	10.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Depauville, NY	230	110	9.6%
Natural Bridge, NY	236	88	11.6%
Felts Mills, NY	461	89	11.0%
Fishers Landing, NY	78	91	9.4%
Oxbow, NY	124	91	9.2%
Theresa, NY	1,069	102	1.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Poncha Springs, CO	1,069	128	28.4%
Center Hill, FL	1,069	90	10.1%
Bethlehem, GA	1,069	94	5.7%
Walnut Grove, MS	1,069	80	19.9%
Cooleemee, NC	1,069	90	10.3%
Theresa, NY	1,069	102	1.6%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Theresa, NY

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Cost Of Living Quick Facts

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Median Income & Debt-To-Income Ratio

New York Sales Tax

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Nearby cities with low cost of living

Cities with similar population