Temple Terrace 80 Exceptional
Temple Terrace Livability #123 ranked city in Florida#1,870 ranked city in the USARanks better than 93% of areas
Is This the Right Place for You? Local Insights Report
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Local Insights Report

Pros and Cons of Living in Temple Terrace

PROS
  • Commute Commute

    The high commute score in this area could imply easy access to public transportation, as well as shorter-than-average commute times to your workplace.

  • Cost Of Living Cost Of Living

    Everyday cost of living expenses like goods and services, housing, groceries, transportation, health care and utilities are far below the national average.

  • Housing Housing

    Impressive scores in the housing category characterize this area, potentially attributed to the availability of affordable housing, strong appreciation rates and high home values.

  • Ratings Ratings

    According to recent surveys and polls, locals had excellent ratings for walkability to nearby amenities, safety, access to public transit and the overall sense of community in the area.

CONS
  • Amenities Amenities

    The majority of amenities will be difficult to reach within a short walk, often requiring residents to use a vehicle or public transportation for access.

What's it like Living in Temple Terrace?

Temple Terrace is a medium-sized city located in the state of Florida. The city has a population of 27,643 residents. With a population density of 3,845 people per square mile, Temple Terrace is well above the nation's average density level. The majority of Temple Terrace residents report their race to be White; this is followed by Black and Asian. Single men and women might be happy to hear that in Temple Terrace, only 44% of the population is married. Long travel times to work can be one of the most frustrating things in the world - right behind housework! If you decide that living in Temple Terrace is the right fit for you, your one way commute time will average 26 minutes, which is about average when compared to the national commute time of 26 minutes.

Are you trying to decide if living in Temple Terrace is the right fit for your lifestyle? To ensure a fulfilling experience before moving to any new city in Florida, you will probably want to make sure that you check all of the most important boxes. Several key factors deserve attention. For one, safety is paramount, ensuring that your new area is low in crime is key. Proximity to workplaces or schools minimizes commute times and fosters convenience. Access to essential amenities like parks, grocery stores, food, fitness, shops and healthcare facilities enhances daily life. Efficient public transportation options provide mobility and connectivity. The sense of community creates a welcoming and supportive environment. Lastly, the overall atmosphere, encompassing the vibe, aesthetics, and lifestyle offerings, contributes to a fulfilling living experience. Considering these elements helps identify the ideal neighborhood for your needs and preferences. The best areas in Temple Terrace and in surrounding cities are easier to find when you are able to make informed decisions. Using data from amenities, crime, education, employment, housing, you will see a detailed breakdown of the most important information as well as comparisons to the Florida and national averages.

Temple Terrace, FL receives 81/100 for its livability score; this results in a ranking of #90 in Florida and #1,237 in the USA. Pack your bags! This is a very high score in comparison to other US cities. Living in Temple Terrace could be a great choice! Another exciting tidbit, is that Temple Terrace ranks better than 90% of all US cities! There are nine total categories that create the livability score. Temple Terrace ranks well for cost of living (A-), employment (B) and housing (A+) On a more negative note, Temple Terrace does not have favorable scores for the following: amenities (F). If we take a look at the data, we can find out why.

The unemployment rate in Temple Terrace has consistently declined over the years and currently stands well below the national average at 1.2%. This downward trend holds the potential to reduce poverty and inequality within the region, promote higher wage levels and stimulate greater economic growth. Such positive indicators signal the overall robust health of the local economy, offering a promising outlook for its residents and fostering an environment of financial well-being and prosperity.

For home buyers, real estate will be the largest purchase they will ever make and it will also be their most valuable asset. For renters, the monthly rent paid on their Temple Terrace apartments will most likely be their largest expense. Based on tangible metrics like home and rental affordability and appreciation rates, housing in this area has received a score that is well above the average of every other US city. A thriving real estate market can also generate strong local economic activity and job creation.

There are many factors that go into deciding if an area is the right fit for your lifestyle. Certain “must haves” like low crime, great schools and nearby amenities are all at the top of most people's lists. But before even considering if those options are attainable, we'll need to know if the real estate in Temple Terrace is actually affordable. Median real estate prices in Temple Terrace come in at $412,932, which is 37.8% higher than the Florida average. The home price to income ratio compares the median home prices to the median household income. In Temple Terrace, the home price to income ratio is 5, which is 19% higher than the Florida average.

Best Places to Live in and Around Temple Terrace

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Compare Temple Terrace, FL Livability

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      Temple Terrace transportation information

      Statistic Temple Terrace Florida National
      Average one way commute26min27min26min
      Workers who drive to work79.7%79.5%76.4%
      Workers who carpool9.2%9.3%9.3%
      Workers who take public transit1.5%2.1%5.1%
      Workers who bicycle1.3%0.7%0.6%
      Workers who walk0.5%1.5%2.8%
      Working from home6.7%5.4%4.6%
      Source: The Temple Terrace, FL data and statistics displayed above are derived from the United States Census Bureau American Community Survey (ACS) and include 2026 modeled data developed using proprietary methodologies.