F
32%
Overall NAT. AVG.
8%
Groceries NAT. AVG.
73%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Sutter Creek California National
Cost of living132141100
Groceries108111100
Health care112116100
Housing173197100
Transportation116118100
Utilities117119100
Lifestyle & Entertainment115120100
Household Items109111100
Education & Childcare125127100
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Cost Of Living Quick Facts

  • The cost of living in Sutter Creek is 6% lower than the California average
  • The cost of living in Sutter Creek is 32% higher than the national average
  • Sutter Creek housing is 73% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

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Compare Sutter Creek, CA Cost of Living

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$102,725$8,560$2,397$3,082
      Renters$61,889$5,157$1,444$1,857

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Drytown, CA1311413.8%
      Volcano, CA4611413.8%
      West Point, CA6611011.0%
      River Pines, CA4291065.7%
      Buena Vista, CA58811111.4%
      Sutter Creek, CA2,70613231.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Eldora, IA2,7068316.9%
      Lauderdale, MN2,7051077.1%
      Freemansburg, PA2,7051054.6%
      Reno city (Parker and Tarrant Counties), TX2,7058910.7%
      Green Island, NY2,7071000.3%
      Sutter Creek, CA2,70613231.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.