St. Matthews 87 Exceptional
St. Matthews Livability #29 ranked city in Kentucky#283 ranked city in the USARanks better than 99% of areas
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Pros and Cons of Living in St. Matthews

PROS
  • Amenities Amenities

    Conveniently located, the area boasts a variety of amenities, including grocery stores, shopping, coffee shops and entertainment options all within walking distance.

  • Commute Commute

    The high commute score in this area could imply easy access to public transportation, as well as shorter-than-average commute times to your workplace.

  • Cost Of Living Cost Of Living

    Everyday cost of living expenses like goods and services, housing, groceries, transportation, health care and utilities are far below the national average.

  • Employment Employment

    With higher than average median household income, income per capita and lower unemployment rates, this area scores extremely well in the employment category.

  • Housing Housing

    Impressive scores in the housing category characterize this area, potentially attributed to the availability of affordable housing, strong appreciation rates and high home values.

CONS
  • Nothing Found Nothing Found

    None of the categories scored poorly, resulting in no identified cons for this area.

What's it like Living in St. Matthews?

St. Matthews is a mid-sized city located in the state of Kentucky. The city has a population of 18,592 inhabitants. In St. Matthews, there are 4,280 people per square mile, which is well above the national population density average. According to the most recent Census, 87% of St. Matthews residents are White, 7% Black and 3% Asian. If you are not a fan of long commutes, you will enjoy living in St. Matthews. With an average one way commute time of only 19 minutes, getting to and from work is a breeze compared to the national average of 26 minutes.

Without the right tools, relocating to any new area can be very stressful and challenging. Living in St. Matthews, Kentucky could be a great experience for anyone who puts in the effort to do the research required. When searching for a new neighborhood, several key items should be considered. Safety is paramount, ensuring a secure environment for you and your family. Proximity to workplaces or schools reduces commuting time and enhances convenience. Access to amenities like parks, grocery stores and healthcare facilities contributes to a comfortable lifestyle. Reliable public transportation options promote easy mobility. A strong sense of community fosters social connections and a welcoming atmosphere. The best areas in St. Matthews and in surrounding cities are easier to find when you are able to make informed decisions. Using data from amenities, commute, health & safety, education, employment, you will see a detailed breakdown of the most important information as well as comparisons to the Kentucky and national averages.

St. Matthews, KY receives 87 out of 100 for its livability score; this results in a ranking of #25 in Kentucky and #271 in the USA. Compared to the national average, St. Matthews ranks among some of the best places to live in the country! St. Matthews is also ranked in the top 10 percentile of all cities across the USA. If we dig down a little deeper into each category within the livability score, we see that St. Matthews has higher than average scores for the following: cost of living (B-), education (A+), employment (B+) and housing (A+).

Living in St. Matthews offers many benefits and offers an extensive array of local amenities. These amenities play a crucial role in enhancing the quality of life in this vibrant community. From readily accessible grocery stores to charming coffee shops, diverse dining options and generously spaced parks, St. Matthews provides a wide spectrum of resources for its residents. This ensures that your daily requirements are effortlessly met and creates abundant opportunities for leisure and recreation. The abundant local offerings contribute to the area's overall appeal, making it an attractive destination for those seeking convenience, variety and a fulfilling lifestyle. If you're considering a move, the wealth of local amenities continues could be a defining feature of this remarkable locale.

Feeling a sense of safety in the area that you live in is a must for most people. Low crime rates can have a positive impact on things like home prices, home appreciation rates and can help foster positive community dynamics and social cohesion. St. Matthews has a violent crime rate of 127 crimes per 100,000 residents which is far lower than the national average.

A robust real estate market serves as a crucial economic indicator, reflecting the local area's strength, stability and the confidence of its residents. St. Matthews excels in the housing sector, scoring high marks based on factors such as median home and rental prices, appreciation rates and home affordability. These calculations suggest that the apartment rental and real estate market in the region is exceptionally healthy, highlighting the area's economic vitality and attractiveness to potential homebuyers and renters.

Assuming that St. Matthews meets all of your requirements like low crime rates, good schools and great local amenities, the next most important item to examine is the affordability of real estate in St. Matthews. Everything else becomes a lot less important if it turns out that home prices in St. Matthews are simply unattainable. The median home price for St. Matthews homes is $452,278, which is 100.9% higher than the Kentucky average. If we take a closer look at the affordability of homes in St. Matthews, we’ll see that the home price to income ratio is 4.5, which is 32.4% higher than the Kentucky average.

Best Places to Live in and Around St. Matthews

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      St. Matthews transportation information

      Statistic St. Matthews Kentucky National
      Average one way commute19min23min26min
      Workers who drive to work78.9%82.2%76.4%
      Workers who carpool7.3%9.7%9.3%
      Workers who take public transit1.6%1.1%5.1%
      Workers who bicycle0.6%0.2%0.6%
      Workers who walk1.5%2.4%2.8%
      Working from home9.5%3.3%4.6%
      Source: The St. Matthews, KY data and statistics displayed above are derived from the United States Census Bureau American Community Survey (ACS) and include 2026 modeled data developed using proprietary methodologies.