Cost of Living in St. Francis, SD

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A+
25%
Overall NAT. AVG.
0%
Groceries NAT. AVG.
81%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index St. Francis South Dakota National
Cost of living7592100
Groceries10099100
Health care9897100
Housing1977100
Transportation9896100
Utilities102103100
Lifestyle & Entertainment9694100
Household Items9796100
Education & Childcare9898100
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Cost Of Living Quick Facts

  • The cost of living in St. Francis is 18% lower than the South Dakota average
  • The cost of living in St. Francis is 25% lower than the national average
  • St. Francis housing is 81% lower than the national average
  • South Dakota general sales tax is 12% lower than the national average
  • South Dakota state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around St. Francis

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Compare St. Francis, SD Cost of Living

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      Cost of living index
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      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$21,220$1,768$495$637
      Renters$38,552$3,213$899$1,157

      South Dakota Sales Tax

      State General Sales Tax With Max Surtax
      South Dakota 4.5% 6%

      South Dakota Income Tax

      State Income Tax (Low) Income Tax (High)
      South Dakota 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Kilgore, NE87991.3%
      Soldier Creek, SD5387129.3%
      Spring Creek, SD2077425.9%
      Two Strike, SD3237425.8%
      Antelope, SD8027425.5%
      St. Francis, SD5447525.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Trafford, AL5448415.6%
      Sutherland, IA5447821.6%
      Chadwick, IL5448317.1%
      Amo, IN544927.8%
      Richmond, KS5448118.8%
      St. Francis, SD5447525.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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